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Overview

4 bd3 ba2,048 sqft2 car garageSingle Family
TypeSingle Family
HOA$229/yr
Built2004
Lot12,890 sqft
Living area2,048 sqft
Price / sqft$151
Garage2 car

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About this home

Ceiling Fans(s)SidewalkDishwasherMicrowaveRangeRefrigerator

407 Montpelier CT is a 2004-built home in Seven Hills Golfers Club Estate, Spring Hill. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,048 square feet of living space. Listed at $309,000 (about $151/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $229 annually.

From the listing

Welcome your beautifully maintained home featuring BLOCK construction, nestled in the desirable Seven Hills Estates! Situated on a spacious corner lot at the end of a quiet cul-de-sac, this exceptional residence offers the perfect blend of comfort, functionality, and location. Step inside to discover a bright and inviting open-concept design featuring 4 bedrooms, 3 bathrooms, along with an extra office and flexible living space to accommodate a variety of needs. The thoughtfully designed split-bedroom layout provides privacy for the owner's retreat, complete with dual walk-in closets and a spacious En-suite bath. A dedicated office offers the potential to easily serve as a fifth bedroom, hobby room, or additional guest space. The heart of the home is the expansive kitchen, showcasing ample cabinet storage, updated countertops, matching appliances, a convenient breakfast bar, and two separate pantries ideal for everyday living and entertaining. The fourth bedroom functions as a private guest suite, featuring its own accessible bathroom with a wheelchair-friendly walk-in shower and separate home entrance. Enjoy Florida living year round from the screened and completely covered lanai, the perfect spot to unwind with your morning coffee or relax in the evening while taking in the peaceful setting. The backyard borders a scenic walking trail, offering a serene natural backdrop right outside your door. Additional highlights include attractive mature landscaping, a newer 2022 roof, generous living areas, and a prime location just minutes from shopping, dining, medical facilities, the YMCA, and the Suncoast Parkway for convenient access to Tampa and surrounding areas. A rare opportunity to own a spacious and versatile home in one of Hernando County's most sought-after communities!

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The essentials

Built
2004
Price / sqft
$151
On market
121 days
Annual tax
$4,418
HOA
$229/yr
Flood zone
X · Low risk
Lot
12,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
0.30 acres
Lot size
2,048 sqft
Living area

Payment

Est. monthly payment
$2,154/mo
Down payment (20%)
$61,800
Property taxes
$368/mo
HOA
$229/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
12,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
121
Ceiling Fans(s)
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Elementary
Suncoast Elementary
Middle
Powell Middle
High
Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,418
Parcel #
R31-223-18-3527-0000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seven Hills Golfers Club Estate
County
Hernando
MLS Area
34608 - Spring Hill/Brooksville
Lot Size
12,890 sqft
HOA
$229/yr
Greeacre Properties

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #W7886314
$309,000-6.2%
$151/sqft
-
Price change
Source: Stellar MLS #W7886314
$329,500-8.2%
$161/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #W7886314
$359,000+29.4%
$175/sqft
10/15/2021
Sold
Source: Hernando County Public Record
$277,500
$135/sqft

Neighborhood

407 Montpelier CT
Spring Hill, FL, 34608 · 34608 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $309,000
$307,500 – $309,000
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 247 home closings in 34608 landed at this number or higher (51%). The median one sat 30 days before it went under contract, and this one is on day 121 after a $50,000 cut.

Sample: 247 closed home sales in 34608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,153/mo
Principal & interest$1,612
Property taxes$368
Insurance$155
HOA$19
Down payment20% · $61,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,000

$151 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,048 sq ft

Time on market

121 days

Year built

2004

Monthly payment

About $2,154/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,418 annual tax bill, insurance, and the $229/yr HOA fee.

HOA fee

$229/yr

Managed by Greeacre Properties.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKW REALTY ELITE PARTNERSListing agent: Steven PetersonListing data from Stellar MLS, MLS# W7886314.

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