What it costs to own a home in North Port

Sarasota County, Florida

Owning a single-family home at the median sale price in North Port ($319,900) costs about $2,241 a month with 20% down at 6.8%: $1,668 for the mortgage, $413 property tax and $160 insurance. Homes in an HOA or CDD add about $233 a month for an HOA (13% of house listings report one) and about $113 for a CDD (7%).

Monthly, before HOA/CDD
$2,241
Mortgage$255,920 loan, 6.8%, 30 years$1,668
Property taxNew-owner estimate$413
InsuranceVaries most by roof, age and flood zone$160
Plus HOA, if the home has oneCity median; 13% of single-family listings report one+$233
Plus CDD, if the home has oneCity median; 7% of listings that state CDD status have one+$113

Cash at closing: $63,980 down plus closing costs.

The market
Single-family, median sale431 closed sales$319,900
Single-family, asking nowHomes for sale today$350,000
Price per square foot, sales$185
Days on market, recent sales49
Sale price vs. original asking95%
Homes for sale now843
Built in the last 2 years32%
See homes for sale in North Port

Owning in North Port: questions

How much does it cost to own a home in North Port, FL?

Owning a single-family home at the median sale price in North Port ($319,900) costs about $2,241 a month with 20% down at 6.8%: $1,668 for the mortgage, $413 property tax and $160 insurance. Homes in an HOA or CDD add about $233 a month for an HOA (13% of house listings report one) and about $113 for a CDD (7%).

How much is property tax in North Port?

Sellers in North Port report a median tax bill of about 1.05% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.

Do most homes in North Port have an HOA or CDD?

26% of recent listings report an HOA or condo association fee, median $2,352 a year. For single-family listings it's 13%, median $2,796 a year. Of listings that say whether a CDD applies, 7% have one, median $1,352 a year on the tax bill. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.

How fast do homes sell in North Port?

Homes that sold recently spent a median 49 days on the market and sold for 95% of their original asking price. There are 843 homes for sale right now.

Where do these numbers come from?

Stellar MLS via Repliers listings and sales in North Port, 2026-01 to 2026-10, one data point per address (1,570 homes, 519 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.

Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.

Thinking about North Port?

Talk it through with our team.

We'll run the numbers on the homes you like, including the HOA, CDD and insurance details that change the monthly cost.