What it costs to own a home in North Port
Sarasota County, Florida
Owning a single-family home at the median sale price in North Port ($319,900) costs about $2,241 a month with 20% down at 6.8%: $1,668 for the mortgage, $413 property tax and $160 insurance. Homes in an HOA or CDD add about $233 a month for an HOA (13% of house listings report one) and about $113 for a CDD (7%).
| Mortgage$255,920 loan, 6.8%, 30 years | $1,668 |
| Property taxNew-owner estimate | $413 |
| InsuranceVaries most by roof, age and flood zone | $160 |
| Plus HOA, if the home has oneCity median; 13% of single-family listings report one | +$233 |
| Plus CDD, if the home has oneCity median; 7% of listings that state CDD status have one | +$113 |
Cash at closing: $63,980 down plus closing costs.
| Single-family, median sale431 closed sales | $319,900 |
| Single-family, asking nowHomes for sale today | $350,000 |
| Price per square foot, sales | $185 |
| Days on market, recent sales | 49 |
| Sale price vs. original asking | 95% |
| Homes for sale now | 843 |
| Built in the last 2 years | 32% |
HOA and CDD by community
- Port CharlotteHOA $320
- Holiday ParkHOA $2,340
- La Casa Mhp Co-OpHOA $2,292
- Heron CreekHOA $4,844
- Harbor CoveHOA $2,100
- Cedar GroveHOA $2,909 · CDD $855
- Harbor IslesHOA $2,352
- Lazy River MhpHOA $3,456
- Central ParcHOA $2,640 · CDD $2,173
- Lakeside PlantationHOA $1,160 · CDD $2,398
Compare North Port
Owning in North Port: questions
How much does it cost to own a home in North Port, FL?
Owning a single-family home at the median sale price in North Port ($319,900) costs about $2,241 a month with 20% down at 6.8%: $1,668 for the mortgage, $413 property tax and $160 insurance. Homes in an HOA or CDD add about $233 a month for an HOA (13% of house listings report one) and about $113 for a CDD (7%).
How much is property tax in North Port?
Sellers in North Port report a median tax bill of about 1.05% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.
Do most homes in North Port have an HOA or CDD?
26% of recent listings report an HOA or condo association fee, median $2,352 a year. For single-family listings it's 13%, median $2,796 a year. Of listings that say whether a CDD applies, 7% have one, median $1,352 a year on the tax bill. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.
How fast do homes sell in North Port?
Homes that sold recently spent a median 49 days on the market and sold for 95% of their original asking price. There are 843 homes for sale right now.
Where do these numbers come from?
Stellar MLS via Repliers listings and sales in North Port, 2026-01 to 2026-10, one data point per address (1,570 homes, 519 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.
Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.
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