What it really costs to own in Florida.
Port Charlotte HOA fees
North Port, Sarasota County · 34286, 34288, 34287, 34291
Homes in Port Charlotte (North Port) pay a median $320 a year in HOA dues, about $27 a month, based on 29 listings. Half fall between $300 and $1,020. None of the listings we reviewed report a CDD.
HOA by home type
| Single-family homes | $300/yr | 26 listings |
| Townhomes and villas | $1,932/yr | 3 listings |
Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.
What the dues cover
- Pool31% of listings
- Maintenance Grounds21% of listings
Amenities listed: Pool, Tennis Court(s), Basketball Court, Shuffleboard Court, Clubhouse.
Live inventory
For sale in Port Charlotte right now
1,001 active listings
Port Charlotte cost questions
How much are HOA fees in Port Charlotte?
Homes in Port Charlotte (North Port) pay a median $320 a year in HOA dues, about $27 a month, based on 29 listings. Half fall between $300 and $1,020.
Does Port Charlotte have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Port Charlotte, before the mortgage?
HOA and property tax come to about $262 a month at the medians (property tax median $2,818 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Port Charlotte from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 1067 addressesin subdivisions matching “PORT CHARLOTTE”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Bobcat TrailNorth Port · HOA $124/yr · CDD $2,045/yr
- Towns at LakesideNorth Port · HOA $2,040/yr · CDD $1,352/yr
- Heron CreekNorth Port · HOA $4,844/yr
- Lakeside PlantationNorth Port · HOA $1,160/yr · CDD $2,398/yr
- North Port Charlotte Country ClubNorth Port · HOA $2,800/yr
- Central ParcNorth Port · HOA $2,640/yr · CDD $2,173/yr
- Cypress FallsNorth Port · HOA $5,693/yr · CDD $861/yr
- Villas of Sabal TraceNorth Port · HOA $3,760/yr
- Villas at Charleston ParkNorth Port · HOA $3,960/yr
- Colony at Sabal TraceNorth Port · HOA $4,240/yr
- LinksideNorth Port · HOA $5,432/yr
- CocoplumNorth Port · HOA $3,324/yr
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