Costs of owning

What it really costs to own in Florida.

Caldera HOA and CDD fees

Spring Hill, Hernando County · 34609

Homes in Caldera (Spring Hill) pay a median $910 a year in HOA dues, about $76 a month, based on 29 listings. Half fall between $564 and $910. 96% of listings with a known CDD status (28) report one, with a median $2,013 a year collected on the property tax bill.

HOA, median
$910/yr
About $76 a month
CDD, median
$2,013/yr
96% of 28 listings have one
Property tax, median
$2,619/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$462
HOA + CDD + tax at the medians

Live inventory

For sale in Caldera right now

8 active listings

3708 Hornbeam Rd
ActiveNew constructionPrice reduced
House for sale
$338,710
$15k
4 bed3 bath2,262 sqft0.12 acre lot
3708 Hornbeam Rd
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
3663 Obsidian Dr
ActiveNew constructionPrice reduced
House for sale
$329,380
$35k
3 bed2 bath1,662 sqft0.14 acre lot
3663 Obsidian Dr
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
3656 Obsidian Dr
ActiveNew constructionPrice reduced
House for sale
$393,390
$23k
4 bed3 bath2,223 sqft0.17 acre lot
3656 Obsidian Dr
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
3705 Hornbeam Rd
ActiveNew constructionPrice reduced
House for sale
$298,580
$15k
3 bed2 bath1,498 sqft0.11 acre lot
3705 Hornbeam Rd
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
3853 Benham Rise Rd
ActiveNew constructionPrice reduced
House for sale
$346,460
$23k
4 bed3 bath2,262 sqft0.12 acre lot
3853 Benham Rise Rd
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
4278 Obsidian Dr
ActiveNew constructionPrice reduced
House for sale
$342,960
$30k
4 bed2 bath1,850 sqft0.15 acre lot
4278 Obsidian Dr
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
3667 Tambora CT
ActiveNew constructionPrice reduced
House for sale
$468,690
$840
5 bed5 bath3,416 sqft0.22 acre lot
3667 Tambora CT
Spring Hill, FL, 34609
Brokered by PULTE REALTY OF WEST FLORIDA LLC
13132 Long Valley Cir
ActivePrice reduced
House for sale
$494,990
$55k
4 bed3 bath2,529 sqft0.18 acre lot
13132 Long Valley Cir
Spring Hill, FL, 34609
Brokered by HOMES BY WESTBAY REALTY

Caldera cost questions

How much are HOA fees in Caldera?

Homes in Caldera (Spring Hill) pay a median $910 a year in HOA dues, about $76 a month, based on 29 listings. Half fall between $564 and $910.

Does Caldera have a CDD?

Yes, most homes. 96% of the 28 listings with a known CDD status report one, and 27 gave an amount: a median $2,013 a year (range $1,055 to $2,408). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Caldera, before the mortgage?

HOA, CDD and property tax come to about $462 a month at the medians (property tax median $2,619 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Caldera from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 29 addressesin subdivisions matching “CALDERA”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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