Costs of owning

What it really costs to own in Florida.

Pine Bluff HOA fees

Spring Hill, Hernando County · 34609

Homes in Pine Bluff (Spring Hill) pay a median $785 a year in HOA dues, about $65 a month, based on 16 listings. Half fall between $785 and $785. None of the listings we reviewed report a CDD.

HOA, median
$785/yr
About $65 a month
CDD, median
None reported
Property tax, median
$368/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$96
HOA + tax at the medians

Live inventory

For sale in Pine Bluff right now

8 active listings

12520 Langley Dr #Lot 89
ActiveNew construction
House for sale
$404,050
4 bed2 bath2,330 sqft0.32 acre lot
12520 Langley Dr #Lot 89
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
12468 Langley Dr #Lot 84
ActiveNew construction
House for sale
$332,950
4 bed2 bath2,020 sqft0.14 acre lot
12468 Langley Dr #Lot 84
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
12488 Langley Dr #Lot 86
ActiveNew constructionPrice reduced
House for sale
$299,250
$3k
3 bed2 bath1,512 sqft0.14 acre lot
12488 Langley Dr #Lot 86
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
12498 Langley Dr #lot 87
ActiveNew constructionPrice reduced
House for sale
$327,100
$3k
3 bed2 bath1,970 sqft0.14 acre lot
12498 Langley Dr #lot 87
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
12508 Langley Dr #Lot 88
ActiveNew constructionPrice reduced
House for sale
$335,750
$3k
4 bed2 bath2,000 sqft0.14 acre lot
12508 Langley Dr #Lot 88
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
12492 Pine Bluff St
ActivePrice reduced
House for sale
$305,000
$21k
3 bed2 bath1,958 sqft0.14 acre lot
12492 Pine Bluff St
Spring Hill, FL, 34609
Brokered by KW REALTY ELITE PARTNERS
12440 Langley Dr #Lot 81
ActiveNew constructionPrice reduced
House for sale
$346,700
$22k
4 bed3 bath2,200 sqft0.14 acre lot
12440 Langley Dr #Lot 81
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
12460 Langley Dr #Lot 83
ActiveNew constructionPrice reduced
House for sale
$283,350
$22k
3 bed2 bath1,368 sqft0.14 acre lot
12460 Langley Dr #Lot 83
Spring Hill, FL, 34609
Brokered by ADAMS HOMES REALTY INC
See all 8 Pine Bluff homes

Pine Bluff cost questions

How much are HOA fees in Pine Bluff?

Homes in Pine Bluff (Spring Hill) pay a median $785 a year in HOA dues, about $65 a month, based on 16 listings. Half fall between $785 and $785.

Does Pine Bluff have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Pine Bluff, before the mortgage?

HOA and property tax come to about $96 a month at the medians (property tax median $368 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Pine Bluff from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 16 addressesin subdivisions matching “PINE BLUFF”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Compare nearby communities

Own in Pine Bluff?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.

Book a callCall now