Costs of owning

What it really costs to own in Florida.

Sterling Hill HOA and CDD fees

Spring Hill, Hernando County · 34609, 34606

Homes in Sterling Hill (Spring Hill) pay a median $150 a year in HOA dues, about $13 a month, based on 39 listings. Half fall between $150 and $150. 77% of listings with a known CDD status (39) report one, with a median $2,010 a year collected on the property tax bill.

HOA, median
$150/yr
About $13 a month
CDD, median
$2,010/yr
77% of 39 listings have one
Property tax, median
$5,594/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$646
HOA + CDD + tax at the medians

What the dues cover

  • Pool41% of listings

Amenities listed: Gated, Fitness Center, Pool, Clubhouse, Playground, Tennis Court(s).

Sterling Hill cost questions

How much are HOA fees in Sterling Hill?

Homes in Sterling Hill (Spring Hill) pay a median $150 a year in HOA dues, about $13 a month, based on 39 listings. Half fall between $150 and $150.

Does Sterling Hill have a CDD?

Yes, most homes. 77% of the 39 listings with a known CDD status report one, and 30 gave an amount: a median $2,010 a year (range $1,265 to $2,841). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.

What does it cost each month to own in Sterling Hill, before the mortgage?

HOA, CDD and property tax come to about $646 a month at the medians (property tax median $5,594 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Sterling Hill from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 39 addressesin subdivisions matching “STERLING HILL”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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