Costs of owning

What it really costs to own in Florida.

Hammock Beach HOA fees

Palm Coast, Flagler County · 32137

Homes in Hammock Beach (Palm Coast) pay a median $15,430 a year in condo association dues, about $1,286 a month, based on 6 listings. Half fall between $7,152 and $17,868.

HOA, median
$15,430/yr
About $1,286 a month
CDD, median
Not enough data
Property tax, median
$7,370/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,900
HOA + tax at the medians

What the dues cover

  • Guard - 24 Hour100% of listings
  • Insurance83% of listings
  • Security83% of listings
  • Trash83% of listings
  • Cable TV67% of listings
  • Maintenance Structure67% of listings

Amenities listed: Gated.

Hammock Beach cost questions

How much are HOA fees in Hammock Beach?

Homes in Hammock Beach (Palm Coast) pay a median $15,430 a year in condo association dues, about $1,286 a month, based on 6 listings. Half fall between $7,152 and $17,868.

Does Hammock Beach have a CDD?

100% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Hammock Beach, before the mortgage?

HOA and property tax come to about $1,900 a month at the medians (property tax median $7,370 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Hammock Beach from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 6 addressesin subdivisions matching “HAMMOCK BEACH”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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