Costs of owning

What it really costs to own in Florida.

Sumter Crossing HOA fees

Oxford, Sumter County · 34484

Homes in Sumter Crossing (Oxford) pay a median $1,200 a year in HOA dues, about $100 a month, based on 8 listings. Half fall between $1,200 and $1,200.

HOA, median
$1,200/yr
About $100 a month
CDD, median
Not enough data
Property tax, median
$4,738/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$495
HOA + tax at the medians

Live inventory

For sale in Sumter Crossing right now

3 active listings

10640 NE 27th St
Active
House for sale
$1,250,000
5 bed5 bath4,275 sqft2.20 acre lot
10640 NE 27th St
Oxford, FL, 34484
Brokered by FLAMINGO REAL ESTATE & MNGMT
10594 NE 104th Cir
Active
House for sale
$1,100,000
4 bed4 bath2,776 sqft7.35 acre lot
10594 NE 104th Cir
Oxford, FL, 34484
Brokered by MORRIS REALTY AND INVESTMENTS
10561 NE 104th Cir
ActivePrice reduced
House for sale
$1,099,900
$150k
4 bed3 bath3,088 sqft5.12 acre lot
10561 NE 104th Cir
Oxford, FL, 34484
Brokered by PROFESSIONAL REALTY OF OCALA
See all 3 Sumter Crossing homes

Sumter Crossing cost questions

How much are HOA fees in Sumter Crossing?

Homes in Sumter Crossing (Oxford) pay a median $1,200 a year in HOA dues, about $100 a month, based on 8 listings. Half fall between $1,200 and $1,200.

Does Sumter Crossing have a CDD?

13% of the listings we reviewed report a CDD, too few to publish an amount. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Sumter Crossing, before the mortgage?

HOA and property tax come to about $495 a month at the medians (property tax median $4,738 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Sumter Crossing from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 8 addressesin subdivisions matching “SUMTER XING”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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