3881 Areca Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot4,138 sqft

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About this home

3881 Areca Dr is a home in Trailerhaven, St James City. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to your slice of paradise in the highly sought-after boating community of Trailerhaven! This direct waterfront property offers the ultimate Southwest Florida lifestyle with immediate water access right from your backyard. Equipped with a private boat dock and lift, you are just minutes away from exploring the world-class fishing, pristine beaches, and barrier islands of Pine Island Sound and the Gulf of Mexico.

The essentials

On market
49 days
Annual tax
$1,322
Flood zone
AE
Lot
4,138 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
4,138 sqft lot
Lot size

Payment

Est. monthly payment
$1,396/mo
Down payment (20%)
$45,000
Property taxes
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,138 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
49
Flood Zone AE
Annual Tax (2025)
$1,322
Parcel #
02-46-22-10-00000.0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trailerhaven
County
Lee
MLS Area
33956 - Saint James City
Lot Size
4,138 sqft
BuildableClearedPaved

Price history

Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #A4704684
$225,000

Neighborhood

3881 Areca Dr
St James City, FL, 33956 · 33956 - Saint James City

Calculator

Est. monthly payment
$1,396/mo
Principal & interest$1,173
Property taxes$110
Insurance$113
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

Time on market

49 days

Monthly payment

About $1,396/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,322 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCLEAR STONE PROPERTY MANAGENT LLCListing agent: Jesse KruegerListing data from Stellar MLS, MLS# A4704684.

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