9437 Treasure Lake CT, photo 1
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Overview

0 baLand
TypeLand
HOA$1,196/yr
Lot54,058 sqft

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About this home

Gated Community - No Guard

9437 Treasure Lake CT is a home in Island Acres Sub, St James City. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $1,196 annually.

From the listing

Some homesites are simply hard to replace — this is one. This 1.24-acre lot in Island Acres offers space and privacy rarely found in a gated community, tucked quietly at the end of a cul-de-sac. Now offered at $84,900, it's also the most affordable acre-plus lot on the island. Island Acres is a small, close-knit community of just 31 homesites, built around Treasure Lake — a peaceful gathering spot with a lakeside pavilion, sandy beach, and calm water views. Residents enjoy a scenic perimeter trail for walking, jogging, or biking, along with private roads and underground utilities that keep the neighborhood clean, uncrowded, and unhurried. The lot is served by city water and septic, giving you the reliability of a public water connection paired with the flexibility of your own septic system — a great combination for a custom-built home in a natural setting. Lot 5 offers a wooded, natural landscape, with half the property preserved as conservation land, framing your future home with mature trees and a buffer from neighbors — a rare feature that makes this homesite feel more like a private retreat than a typical subdivision lot. And you're never far from everything Pine Island offers: waterfront dining, marinas, boat ramps, and local shopping are just minutes away. This is your opportunity to secure the largest, most private homesite in a gated Pine Island community—at a price that's tough to beat.

The essentials

On market
391 days
Annual tax
$724
HOA
$1,196/yr
Flood zone
A
Lot
54,058 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$646/mo
Down payment (20%)
$16,980
Property taxes
$60/mo
HOA
$1,196/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
54,058 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
391
Gated Community - No Guard
Flood Zone A
Annual Tax (2024)
$724
Parcel #
33-44-22-01-00000.0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Acres Sub
County
Lee
MLS Area
33956 - Saint James City
Lot Size
54,058 sqft
Oversized LotWooded
HOA
$1,196/yr
Lissett Murano

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #C7515374
$84,900-5.6%
-
Price change
Source: Stellar MLS #C7515374
$89,900-5.3%
9/23/2025
Listed for sale
Source: Stellar MLS #C7515374
$94,900

Neighborhood

9437 Treasure Lake CT
St James City, FL, 33956 · 33956 - Saint James City

Calculator

Est. monthly payment
$646/mo
Principal & interest$443
Property taxes$60
Insurance$42
HOA$100
Down payment20% · $16,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$84,900

Time on market

391 days

Monthly payment

About $646/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $724 annual tax bill, insurance, and the $1,196/yr HOA fee.

HOA fee

$1,196/yr

Managed by Lissett Murano.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCENTURY 21 SUNBELT REALTYListing agent: Kevin DalyListing data from Stellar MLS, MLS# C7515374.

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