885 E 3rd St, photo 1
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Overview

3 bd2 ba1,524 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1974
Lot8,160 sqft
Living area1,524 sqft
Price / sqft$246
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Solid Surface CountersStone CountersWindow TreatmentsHurricane ShuttersLightingOutdoor Shower

885 E 3rd St is a 1974-built home in Rock Creek Park 2nd Add, Englewood. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,524 square feet of living space. Listed at $375,000 (about $246/sqft), 163 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

STUNNING WATERFRONT LIVING JUST MINUTES TO LEMON BAY! Welcome to this GORGEOUSLY REDONE 3 BEDROOM, 2 BATHROOM home perfectly positioned along the AINGER CREEK CANAL SYSTEM, offering approximately 15 MINUTES TO OPEN WATERS of Lemon Bay and the ultimate Florida boating lifestyle. From the moment you step inside, you’ll notice the BEAUTIFUL LVP FLOORING flowing throughout and a thoughtfully designed layout that’s PERFECT FOR HOSTING and everyday living. The open, inviting floor plan creates seamless transitions between living spaces, all while showcasing AMAZING WATER VIEWS that truly set this home apart. Step outside and enjoy your private waterfront oasis complete with a DOCK AND BOAT LIFT—ideal for quick access to boating, fishing, and sunset cruises. Whether you're entertaining guests or enjoying a quiet evening, the backyard offers the perfect setting to soak in the peaceful canal views. This home has been meticulously updated with major improvements already done for you, including a BRAND NEW A/C SYSTEM (2025) with BOTH CONDENSER AND AIR HANDLER, as well as a NEW WATER HEATER—providing comfort and peace of mind for years to come. Additional features include a SPRINKLER SYSTEM to keep your lawn looking its best, a charming MANGO TREE for a touch of tropical living, and an 8x8 SHED with ELECTRIC for extra storage. Located in the heart of Englewood, you’re just a short drive from area beaches, golf courses, dining, shopping, and all the best that Southwest Florida has to offer. Whether you're looking for a FULL-TIME RESIDENCE, VACATION HOME, or INVESTMENT PROPERTY, this WATERFRONT GEM delivers LOCATION, UPDATES, and LIFESTYLE. Schedule your private showing today and start living the coastal life you’ve been dreaming of!

The essentials

Built
1974
Price / sqft
$246
On market
163 days
Annual tax
$3,728
Flood zone
AE
Lot
8,160 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
Waterfront
Brackish Water
1 car garage
8,160 sqft lot
Lot size
1,524 sqft
Living area

Payment

Est. monthly payment
$2,454/mo
Down payment (20%)
$75,000
Property taxes
$311/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
8,160 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Brackish Water, Canal - Brackish, Canal - Saltwater, Canal Front, Intracoastal Waterway
Days on Market
163
Built-in Features
Ceiling Fans(s)
Solid Surface Counters
Stone Counters
Window Treatments
Hurricane Shutters
Lighting
Outdoor Shower
Private Mailbox
Rain Gutters
Cooktop
Dishwasher
Microwave
Range
Refrigerator
Elementary
Vineland Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,728
Parcel #
412005179002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rock Creek Park 2nd Add
County
Charlotte
MLS Area
34223 - Englewood
Lot Size
8,160 sqft

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #C7525601
$375,000-1.3%
$246/sqft
-
Price change
Source: Stellar MLS #C7525601
$379,900-2.6%
$249/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #C7525601
$389,900
$256/sqft

Neighborhood

885 E 3rd St
Englewood, FL, 34223 · 34223 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $375,000
$357,500 – $375,000
95.6% – 100% of listTops out right at the list price
80% of listList price
120 of the last 238 home closings in 34223 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 163 after a $14,900 cut.

Sample: 238 closed home sales in 34223 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,454/mo
Principal & interest$1,956
Property taxes$311
Insurance$188
Down payment20% · $75,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$375,000

$246 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,524 sq ft

Time on market

163 days

Year built

1974

Monthly payment

About $2,454/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,728 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7525601.

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