8314 Tracy Cir, photo 1
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Overview

3 bd3 ba2,422 sqft3 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2023
Lot10,000 sqft
Living area2,422 sqft
Price / sqft$303
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 11 · 3:00 PM to 6:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood Cabinets

8314 Tracy Cir is a 2023-built home in Charlotte Sec 93, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,422 square feet of living space. Listed at $735,000 (about $303/sqft), 137 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

Welcome to your dream waterfront oasis in the highly desirable community of South Gulf Cove, where luxurious living meets serene natural beauty! Come view this spectacular 2023 home built by Turn Key Custom Homes. From the moment you arrive and step through the stunning French doors you’ll be greeted by a bright and airy great room featuring soaring tray ceilings, crown molding, and striking 5-inch baseboards. The heart of the home is the chef's kitchen featuring an oversized granite island, custom soft close wood cabinetry, beautiful backsplash, under cabinet lighting and power strips, SS appliances, modern pendant lighting and a spacious walk-in pantry perfect for all your storage needs, all flowing effortlessly into the vibrant dining area with sliders to the lanai. Retreat to the luxurious primary bedroom which offers a serene haven with a lavish ensuite bath featuring a tiled Roman shower with dual shower heads, including a rain shower head, plus dual vanities and a makeup vanity, all adorned with beautiful granite countertops. The primary also features sliders that open to lanai offering a view of the canal. For added convenience, a large laundry room is located just off the primary suite, making daily tasks a breeze. A versatile bonus flex room and/or den with a charming half-moon window and double doors offer perfect spaces for an office or a cozy guest retreat, enhancing the home's functionality. The guest bedrooms are strategically located on the opposite side of the home for privacy; one features a large walk-in closet complete with custom shelving and an ensuite bath with a tiled walk-in shower. The expansive 10 ft zero-degree tinted sliders equipped with custom remote controlled shades provide seamless access to the paver lanai. Step outside to your tropical oasis where the HEATED, SALTWATER POOL has been strategically placed in the corner for maximum sun exposure overlooks a tranquil canal setting. The expansive lanai features plenty of covered seating, a separate dining/grilling area and even an outdoor shower. In addition the back yard is completely fenced with a decorative black aluminum fence for the added security for your pup! Additional highlights of the stunning home include porcelain tile throughout, impact windows, sliders and garage doors, security system, sprinkler system, custom plantation shutters and custom shades on sliders and screened in front entryway. There is also has a whole house generator the seller is willing to negotate with the sale. Don’t miss this incredible opportunity to experience waterfront living at its finest in South Gulf Cove!

The essentials

Built
2023
Price / sqft
$303
On market
142 days
Annual tax
$11,793
HOA
$120/yr
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
Driveway
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$5,193/mo
Down payment (20%)
$147,000
Property taxes
$983/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage
Pool
Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Solar Cover, Tile
Waterfront
Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Canal Front
Days on Market
142
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Outdoor Shower
Private Mailbox
Private Yard
Clubhouse
Park
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$11,793
Parcel #
412115311006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Charlotte Sec 93
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft
HOA
$120/yr

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #C7526089
$735,000-2.6%
$303/sqft
-
Price change
Source: Stellar MLS #C7526089
$755,000-5.5%
$312/sqft
5/20/2026
Listed for sale
Source: Stellar MLS #C7526089
$799,000
$330/sqft

Neighborhood

8314 Tracy Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $735,000
$705,000 – $735,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 142 after a $64,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,194/mo
Principal & interest$3,833
Property taxes$983
Insurance$368
HOA$10
Down payment20% · $147,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$735,000

$303 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,422 sq ft

Time on market

142 days

Year built

2023

Monthly payment

About $5,193/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,793 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Dawn DriverListing data from Stellar MLS, MLS# C7526089.

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