200 Ocean Crest Dr #646, photo 1
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Overview

3 bd4 ba2,058 sqft30 car garageCondominium
TypeCondominium
HOA$4,334.21/qtr
Built2007
Lot2,614 sqft
Living area2,058 sqft
Price / sqft$583
Garage30 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingElevatorHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

200 Ocean Crest Dr #646 is a 2007-built home in Ocean Towers Hammock Beach, Palm Coast. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,058 square feet of living space. Listed at $1,199,000 (about $583/sqft), 405 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $4,334.21 quarterly.

From the listing

Perched atop the South Tower at Hammock Beach Resort, this 3-bedroom, 3.5-bath penthouse with a versatile flex room offers unrivaled privacy, refined comfort, and some of the most commanding ocean views in the entire community. The private elevator entry opens to a foyer framed by two guest suites, each with walk-in closets and ensuite baths. Across the main living area, travertine tile floors, tray ceilings, and crown molding highlight the craftsmanship that sets this residence apart. The kitchen is outfitted with granite counters, stainless steel appliances, tile backsplash, and a walk-in pantry, positioned to overlook the dining and living spaces. A wet bar with wine fridge, additional storage, and a gas fireplace add both function and character. Expansive sliding doors open to a balcony that captures unobstructed Atlantic views and looks directly over one of Hammock Beach’s seven pools. A set of French doors leads to the flex room, easily adapted for a home office, den, or overflow guest space. The primary suite extends to the balcony as well, and its bath features a jetted tub, walk-in shower, dual vanities, and separate water closet. A full laundry room with cabinetry completes the interior. As a member of The Club at Hammock Beach, you’ll have access to a resort lifestyle few places can rival: multiple pools including a lazy river and waterslide, a world-class spa and fitness center, tennis and pickleball courts, two championship golf courses, and a selection of upscale dining experiences. Whether you choose to enjoy this residence as a year-round coastal home or place it in the highly successful Hammock Beach rental program, it offers both an enviable lifestyle and proven investment potential—all with the Atlantic as your backdrop.

The essentials

Built
2007
Price / sqft
$583
On market
405 days
Annual tax
$10,656
HOA
$4,334.21/qtr
Flood zone
X500 · Low risk
Lot
2,614 sqft
Type
Condominium

At a glance

Condo
6 stories · 2007
Water views
Golf Course
Community pool
Fitness center too
30 car garage
Assigned
Private balcony
Outdoor space

Payment

Est. monthly payment
$9,185/mo
Down payment (20%)
$239,800
Property taxes
$888/mo
HOA
$4,334.21/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2007
Lot
2,614 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Assigned, Covered, Ground Level, Open, Reserved, Basement
Days on Market
405
Ceiling Fans(s)
Crown Molding
Elevator
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Sliding Doors
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Bar Fridge
Cooktop
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Belle Terre Elementary
Middle
Imagine Schools Town Center (K-8)
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X500
Annual Tax (2024)
$10,656
Parcel #
04-11-31-3606-00050-682H

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Towers Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
2,614 sqft
HOA
$4,334.21/qtr
Tomoka Property Management

Price history

Date
Event
Price
1/3/2026
Price change
Source: Stellar MLS #FC312376
$1,199,000-4.0%
$583/sqft
9/2/2025
Listed for sale
Source: Stellar MLS #FC312376
$1,249,000
$607/sqft

Neighborhood

200 Ocean Crest Dr #646
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,199,000
$1.17M – $1.20M
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 405 after a $50,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,186/mo
Principal & interest$6,253
Property taxes$888
Insurance$600
HOA$1,445
Down payment20% · $239,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,199,000

$583 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,058 sq ft

Time on market

405 days

Year built

2007

Monthly payment

About $9,185/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,656 annual tax bill, insurance, and the $4,334.21/qtr HOA fee.

HOA fee

$4,334.21/qtr

Managed by Tomoka Property Management.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Carlene ReardonListing data from Stellar MLS, MLS# FC312376.

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