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About this home
200 Ocean Crest Dr #646 is a 2007-built home in Ocean Towers Hammock Beach, Palm Coast. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,058 square feet of living space. Listed at $1,199,000 (about $583/sqft), 405 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $4,334.21 quarterly.
Perched atop the South Tower at Hammock Beach Resort, this 3-bedroom, 3.5-bath penthouse with a versatile flex room offers unrivaled privacy, refined comfort, and some of the most commanding ocean views in the entire community. The private elevator entry opens to a foyer framed by two guest suites, each with walk-in closets and ensuite baths. Across the main living area, travertine tile floors, tray ceilings, and crown molding highlight the craftsmanship that sets this residence apart. The kitchen is outfitted with granite counters, stainless steel appliances, tile backsplash, and a walk-in pantry, positioned to overlook the dining and living spaces. A wet bar with wine fridge, additional storage, and a gas fireplace add both function and character. Expansive sliding doors open to a balcony that captures unobstructed Atlantic views and looks directly over one of Hammock Beach’s seven pools. A set of French doors leads to the flex room, easily adapted for a home office, den, or overflow guest space. The primary suite extends to the balcony as well, and its bath features a jetted tub, walk-in shower, dual vanities, and separate water closet. A full laundry room with cabinetry completes the interior. As a member of The Club at Hammock Beach, you’ll have access to a resort lifestyle few places can rival: multiple pools including a lazy river and waterslide, a world-class spa and fitness center, tennis and pickleball courts, two championship golf courses, and a selection of upscale dining experiences. Whether you choose to enjoy this residence as a year-round coastal home or place it in the highly successful Hammock Beach rental program, it offers both an enviable lifestyle and proven investment potential—all with the Atlantic as your backdrop.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,199,000
$583 per sq ft
Beds and baths
3 beds, 4 baths
Size
2,058 sq ft
Time on market
405 days
Year built
2007
Monthly payment
About $9,185/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,656 annual tax bill, insurance, and the $4,334.21/qtr HOA fee.
HOA fee
$4,334.21/qtr
Managed by Tomoka Property Management.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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