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Overview

3 bd3 ba2,784 sqft2 car garageSingle Family
TypeSingle Family
HOA$404.67/mo
Built2018
Lot10,629 sqft
Living area2,784 sqft
Price / sqft$431
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Private Entrance

462 Sweetgum Ln is a 2018-built home in Conservatory/Hammock Beach, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,784 square feet of living space. Listed at $1,200,000 (about $431/sqft), 269 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $404.67 monthly.

From the listing

Welcome to this Stunning Saltwater Home build in The Conservatory, Located on a Prime Lot on the 2nd hole of the Tom Watson Course, incredible water views and sunsets, this 3 bedroom, 3 full bathrooms, with office/flex room, Chef's kitchen with Double Islands are sure to please for amazing entertaining ease, Double ovens, vaulted ceilings, great open floor plan, Gas stove, walk in pantry with plenty of storage, Why go anywhere else when you can have a fabulous Staycation here with a large saltwater pool and open lanai, Gated Community, HOA covers Lawn/shrub maintenance, Irrigation care, Cable/Internet, Hammock Beach Membership is Optional, Furniture is negotiable, Don't wait, This Property is Perfection!!! Book your Showing Today!!!

The essentials

Built
2018
Price / sqft
$431
On market
269 days
Annual tax
$13,453
HOA
$404.67/mo
Flood zone
X · Low risk
Lot
10,629 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Pond
Private pool
Gunite
2 car garage
10,629 sqft lot
Lot size

Payment

Est. monthly payment
$8,384/mo
Down payment (20%)
$240,000
Property taxes
$1,121/mo
HOA
$404.67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
10,629 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Gunite, In Ground, Salt Water
Waterfront
Pond
Days on Market
269
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Entrance
Private Mailbox
Deed Restrictions
Golf Carts OK
Golf
Built-in Oven
Dishwasher
Dryer
Exhaust Fan
Microwave
Refrigerator
Trash Compactor
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$13,453
Parcel #
42-10-30-3210-00000-2880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory/Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,629 sqft
LevelOn Golf Course
HOA
$404.67/mo
MAY MANAGEMENT

Price history

Date
Event
Price
1/20/2026
Listed for sale
Source: Stellar MLS #FC315402
$1,200,000
$431/sqft

Neighborhood

462 Sweetgum Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.18M – $1.20M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 269.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,385/mo
Principal & interest$6,258
Property taxes$1,121
Insurance$600
HOA$405
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$431 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,784 sq ft

Time on market

269 days

Year built

2018

Monthly payment

About $8,384/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,453 annual tax bill, insurance, and the $404.67/mo HOA fee.

HOA fee

$404.67/mo

Managed by MAY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Carolyn ValloneListing data from Stellar MLS, MLS# FC315402.

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