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Overview

3 bd4 ba3,068 sqft2 car garageSingle Family
TypeSingle Family
HOA$718/qtr
Built2023
Lot10,280 sqft
Living area3,068 sqft
Price / sqft$390
Garage2 car

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About this home

Coffered Ceiling(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

23 N Riverwalk Dr is a 2023-built home in Palm Coast Plantation Pud Un 1, Palm Coast. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,068 square feet of living space. Listed at $1,198,000 (about $390/sqft), 105 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $718 quarterly.

From the listing

One-of-a-kind custom Gold Coast home, tucked within the private, gated community of Palm Coast Plantation. Long paver driveway, tile roof, and elegant double door entry set against refined architecture and landscaping welcome you home. Saltwater heated pool and spa connect to a smart phone-controlled waterfall feature, sitting beneath a panoramic lanai screen overlooking the lush Florida preserve. The expansive pavered pool deck and shaded covered area are complemented by a summer kitchen with sink, mini fridge, and counter seating. Soaring ceilings and tray ceilings pair beautifully with natural light pouring in through the sliding glass door and windows. The open-concept living room centers around a custom fireplace, flowing seamlessly into an elegant kitchen featuring a huge quartz island with storage and seating, solid wood cabinetry, high-end stainless steel appliances, built-in double ovens with air-frying capability, glass cooktop, vent hood, and walk-in pantry. All bedrooms are located on the first floor, each with its own private ensuite bathroom and built-in closet system. The luxurious primary suite offers his and her custom built-in closets, direct access to the outdoor lanai, and a spa-like ensuite with a walk-in tiled rain shower and separate sinks. Private office nestled near the foyer provides a quiet space to work, while a spacious laundry room off the garage entry adds everyday practicality. Oversized upstairs loft with doors offers added privacy, along with a half bathroom and an open balcony overlooking the beautiful preserve. Additional features include a 3-zone HVAC system and full hookup for a whole-house automatic generator. Palm Coast Plantation offers 24-hour guarded gate security along with impressive amenities including a community pool, clubhouse, fitness center, pickleball courts, playground, and intracoastal fishing pier. All within minutes from Flagler Beach, local shopping and dining, and miles of highly rated walking/biking trails.

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The essentials

Built
2023
Price / sqft
$390
On market
105 days
Annual tax
$10,228
HOA
$718/qtr
Flood zone
X500 · Low risk
Lot
10,280 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Private pool
Heated
2 car garage
10,280 sqft lot
Lot size
3,068 sqft
Living area

Payment

Est. monthly payment
$7,938/mo
Down payment (20%)
$239,600
Property taxes
$852/mo
HOA
$718/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,280 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Heated, In Ground, Salt Water
Days on Market
105
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Outdoor Kitchen
Clubhouse
Fitness Center
Gated Community - Guard
Golf Carts OK
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$10,228
Parcel #
27-11-31-4890-00000-0750

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Plantation Pud Un 1
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,280 sqft
HOA
$718/qtr
Vesta-David Hayes

Price history

Date
Event
Price
6/29/2026
Listed for sale
Source: Stellar MLS #FC319623
$1,198,000
$390/sqft

Neighborhood

23 N Riverwalk Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,198,000
$1.18M – $1.20M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 105.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,938/mo
Principal & interest$6,248
Property taxes$852
Insurance$599
HOA$239
Down payment20% · $239,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,198,000

$390 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,068 sq ft

Time on market

105 days

Year built

2023

Monthly payment

About $7,938/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,228 annual tax bill, insurance, and the $718/qtr HOA fee.

HOA fee

$718/qtr

Managed by Vesta-David Hayes.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGRAND LIVING REALTYListing agent: Kathryn KoorieListing data from Stellar MLS, MLS# FC319623.

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