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About this home
20 San Marco CT is a 1990-built home in Hammock Dunes, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,484 square feet of living space. Listed at $992,000 (about $399/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $72 monthly.
Welcome to 20 San Marco Court in the prestigious private oceanfront community of Hammock Dunes! Situated on a beautifully landscaped homesite overlooking a tranquil lake, this 3 bedroom, 2.5 bath residence offers 2,484 square feet of comfortable living space with an inviting open floor plan, vaulted ceilings, and abundant natural light. The spacious kitchen features granite countertops, stainless steel appliances, generous cabinetry, and a breakfast bar that opens to the living area. A stunning floor-to-ceiling stone fireplace adds warmth and character, while the separate dining room provides an ideal space for entertaining. The primary suite offers a spacious bath with dual vanities, a soaking tub, and a walk-in shower. Step outside to your private screened lanai featuring a sparkling pool, spa, covered seating area, and built-in outdoor grill, all overlooking peaceful lake views. A separate outdoor patio surrounded by mature trees and lush tropical landscaping provides another inviting space to relax and enjoy the Florida lifestyle. To further elevate the Hammock Dunes community lifestyle, membership to the Hammock Dunes Club is available, offering a superior member experience. Amenities include an oceanfront clubhouse and a Low Country clubhouse with formal and casual dining options, two Audubon-certified golf courses designed by legendary architects Tom Fazio and Rees Jones, a 5,000-square-foot ocean-view fitness center, oceanfront pool complex, playground, splash pad, tennis courts, pickleball, croquet, bocce, and more.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$992,000
$399 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,484 sq ft
Time on market
28 days
Year built
1990
Monthly payment
About $6,196/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,446 annual tax bill, insurance, and the $72/mo HOA fee.
HOA fee
$72/mo
Managed by Travis Houk.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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