1021 Hilltop Rd, photo 1
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Overview

2 bd2 ba2,528 sqftManufactured Home
TypeManufactured Home
HOA$50/mo
Built1983
Lot8,712 sqft
Living area2,528 sqft
Price / sqft$138

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)L DiningAwning(s)Private YardClubhouseGolf Carts OKPoolDishwasher

1021 Hilltop Rd is a 1983-built home in Tavares, Imperial Mobile Terrace Add, Tavares. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,528 square feet of living space. Listed at $349,900 (about $138/sqft), 64 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 monthly.

From the listing

Virtually Staged. Waterfront living, generous space and exceptional value come together at 1021 Hilltop Road in Tavares. Located in the established 55+ Imperial Terrace East community, this spacious 2-bedroom, 2-bath home offers approximately 2,528 square feet of living area along with approximately 70 feet of canal frontage, a covered boat dock and lift, and convenient access to the Central Florida boating lifestyle. One of the home's greatest advantages is its size. With considerably more living space than many canal-front homes in the community, the floor plan includes an impressive 26' x 24' living room, a 19' x 15' primary bedroom with two walk-in closets, a spacious 17' x 20' Florida room, and a separate TV/office area. A very large laundry room with abundant storage adds even more functionality. Whether entertaining, accommodating guests, enjoying hobbies or simply wanting room to spread out, this home provides flexibility that can be difficult to find in waterfront properties at this price point. The spacious Florida room and large covered 16' x 26' back porch both offer canal-front views, creating inviting spaces for morning coffee, reading, dining, entertaining or simply relaxing while enjoying the waterfront setting. Outside, enjoy your own canal frontage and covered dock with boat lift. These features make it easy to spend more time enjoying the water and less time trailering a boat. The standing-seam metal roof and low-maintenance exterior add to the home's practicality. At Imperial Terrace East, you own the land—there is no lot rent—and the community offers an appealing collection of amenities with a low HOA fee of approximately $50 per month. Residents enjoy a clubhouse, swimming pool, tiki bar, billiards, library, shuffleboard and private boat launch. Boat trailer and RV storage is also available to owners for an additional annual fee. The location adds another layer of value. Situated just off Highway 441, the home is convenient to shopping, dining, medical facilities and everyday services, while downtown Tavares, Mount Dora, Leesburg and The Villages are all within an easy drive. Central Florida's location also provides convenient access to Orlando, area airports and both coasts. For buyers comparing canal-front homes, 1021 Hilltop Road offers a compelling combination of waterfront access, private dock and lift, more than 2,500 square feet of living area, two walk-in closets, extensive storage, an oversized laundry room, canal-front views from the Florida room and large covered back porch, land ownership and a highly convenient Tavares location.

The essentials

Built
1983
Price / sqft
$138
On market
64 days
Annual tax
$988
HOA
$50/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1983
Waterfront
Canal - Freshwater
Community pool
Shared amenity
8,712 sqft lot
Lot size
2,528 sqft
Living area

Payment

Est. monthly payment
$2,132/mo
Down payment (20%)
$69,980
Property taxes
$82/mo
HOA
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1983
Lot
8,712 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric
Parking
Covered
Waterfront
Canal - Freshwater, Lake Privileges
Days on Market
64
Cathedral Ceiling(s)
L Dining
Awning(s)
Private Yard
Clubhouse
Golf Carts OK
Pool
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2026)
$988
Parcel #
30-19-26-0150-000-18100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares, Imperial Mobile Terrace Add
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
8,712 sqft
LandscapedPaved
HOA
$50/mo
Kelee Brown

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #G5116446
$349,900-5.4%
$138/sqft
8/13/2026
Listed for sale
Source: Stellar MLS #G5116446
$369,900
$146/sqft

Neighborhood

1021 Hilltop Rd
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$342,500 – $349,900
98% – 100% of listTops out right at the list price
80% of listList price
118 of the last 234 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 64 after a $20,000 cut.

Sample: 234 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,132/mo
Principal & interest$1,825
Property taxes$82
Insurance$175
HOA$50
Down payment20% · $69,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$138 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,528 sq ft

Time on market

64 days

Year built

1983

Monthly payment

About $2,132/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $988 annual tax bill, insurance, and the $50/mo HOA fee.

HOA fee

$50/mo

Managed by Kelee Brown.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREAL BROKER, LLCListing agent: James WilliamsListing data from Stellar MLS, MLS# G5116446.

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