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Overview

5 bd3 ba2,563 sqftSingle Family
TypeSingle Family
HOA$288/yr
Built1982
Lot1,895,296 sqft
Living area2,563 sqft
Price / sqft$428

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsStone CountersThermostatFire Pit

123 Mason Lake Trl is a 1982-built home in Mason Lake, Hawthorne. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,563 square feet of living space. Listed at $1,097,000 (about $428/sqft), 211 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $288 annually.

From the listing

Virtually Staged. This exceptional 43+ acre lakefront estate on Lake Mason offers a rare opportunity to own a private North Florida retreat surrounded by natural beauty. With extensive shoreline along the lake, the property provides an ideal setting for boating, swimming, fishing, and year-round outdoor recreation while enjoying peaceful water views. The home is designed to capture the landscape with soaring cathedral ceilings and dramatic three-story windows that bring in abundant natural light and frame the lake and forest beyond. The spacious layout includes five bedrooms and three bathrooms, with a bathroom conveniently located on each level. The open kitchen and living area create a welcoming central gathering space and flow directly to large first- and second-floor decks overlooking the lake, offering excellent outdoor living areas for relaxing, entertaining, and taking in the surrounding scenery. A beautiful built-in fireplace provides warmth and character during cooler months, while the private dock allows easy access for boating, jet skis, and other water activities. The land itself is truly distinctive. Much of the acreage consists of native longleaf pine forest, one of the Southeast’s most important and increasingly rare ecosystems. Longleaf pine forests once dominated the southeastern coastal plain but now remain only in limited areas due to development and historic harvesting. These forests support a unique ecological community and provide valuable habitat for native wildlife. The property’s healthy forest canopy and proximity to the lake create excellent conditions for wildlife and native plants. Sightings may include bald eagles, sandhill cranes, fox squirrels, gopher tortoises, and other native species, making the land particularly appealing for outdoor recreation, hunting, birdwatching, and nature observation. Recent improvements include new Hardie board siding, a rebuilt composite deck, updated deck handrails, new Andersen windows in the bedrooms and kitchen, new kitchen appliances, and a refurbished and extended dock, enhancing both comfort and functionality. The property has been actively stewarded through responsible forest management practices and participation in agricultural and conservation efforts that support the longleaf ecosystem. Professional forestry management and controlled burns have helped maintain the health of the forest while reducing wildfire risk and encouraging native plant growth. Located just minutes from Melrose and Keystone Heights, and within an easy commute to Gainesville and the University of Florida, the property offers a rare balance of privacy, natural surroundings, and convenient access to nearby communities. This unique lakefront property combines acreage, water access, and a rare native forest ecosystem, creating exceptional possibilities for recreation, retreat, or private estate living.

The essentials

Built
1982
Price / sqft
$428
On market
211 days
Annual tax
$5,384
HOA
$288/yr
Flood zone
X · Low risk
Lot
1,895,296 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Waterfront
Lake Front
43.51 acres
Lot size
2,563 sqft
Living area

Payment

Est. monthly payment
$6,742/mo
Down payment (20%)
$219,400
Property taxes
$449/mo
HOA
$288/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
1,895,296 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Waterfront
Lake Front
Days on Market
211
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Stone Counters
Thermostat
Fire Pit
Private Entrance
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,384
Parcel #
34-09-23-0000-0101-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mason Lake
County
Putnam
MLS Area
32640 - Hawthorne
Lot Size
1,895,296 sqft
Private
HOA
$288/yr
Joel Halverson

Price history

Date
Event
Price
6/20/2026
Price change
Source: Stellar MLS #GC538469
$1,097,000-4.6%
$428/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #GC538469
$1,150,000
$449/sqft

Neighborhood

123 Mason Lake Trl
Hawthorne, FL, 32640 · 32640 - Hawthorne

Market insights

Offer Insights

Choose an offer strength

List price: $1,097,000
$1.08M – $1.10M
98.2% – 100% of listTops out right at the list price
80% of listList price
39 of the last 77 home closings in 32640 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 211 after a $53,000 cut.

Sample: 77 closed home sales in 32640 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,742/mo
Principal & interest$5,721
Property taxes$449
Insurance$549
HOA$24
Down payment20% · $219,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,097,000

$428 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,563 sq ft

Time on market

211 days

Year built

1982

Monthly payment

About $6,742/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,384 annual tax bill, insurance, and the $288/yr HOA fee.

HOA fee

$288/yr

Managed by Joel Halverson.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA HOMES REALTY & MORTGAGEListing agent: Lisa BecksListing data from Stellar MLS, MLS# GC538469.

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