1857 State Road 20 #107, photo 1
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Overview

6 bd6 ba4,759 sqft9 car garageSingle Family
TypeSingle Family
HOANone listed
Built2003
Lot37,026 sqft
Living area4,759 sqft
Price / sqft$252
Garage9 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)

1857 State Road 20 #107 is a 2003-built home in Lakeside Place, Hawthorne. Inside you'll find 6 bedrooms, 6 bathrooms, and 4,759 square feet of living space. Listed at $1,199,000 (about $252/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Tucked behind the gates of an intimate three-home lakefront enclave, this extraordinary custom-built estate on Cowpen Lake is the kind of property where generations can gather, traditions can begin and weekends have a way of turning into weeks. Whether envisioned as a full-time multigenerational home or a treasured family vacation retreat, this one-of-a-kind property offers remarkable space, privacy and versatility across two parcels totaling approximately 1.11 acres with 125 feet of lake frontage. At its heart is an impressive 4,759-square-foot custom brick residence with 6 bedrooms and 5.5 baths, thoughtfully designed for entertaining while remaining warm and inviting for everyday life. High ceilings, graceful architectural arches, plantation shutters, expansive gathering spaces, a gas fireplace and walls of windows create a light-filled interior that draws your attention toward the lake. The kitchen is truly the heart of the home, with rich wood cabinetry, granite counters, abundant prep and storage space, a large center island with seating, stainless steel appliances and an impressive Viking professional-style gas range and hood, ready for everything from holiday dinners with the entire family to pancakes before a day on the water. The kitchen flows into generous dining and living areas so the cook never has to miss the conversation. The spacious main-floor primary suite is its own private retreat, with room for a sitting area, beautiful lake views, an oversized walk-in closet and a substantial bath featuring dual vanities and an impressive walk-in shower. Additional bedrooms (two en suites) give family and guests room to spread out, while the oversized upstairs bonus/game/billiard room is ready for movie nights, game days and a little friendly competition. Main home also has a 27 KW generator for added comfort. Outside is where the Florida lake lifestyle truly comes alive. Relax on the covered lakefront porch beneath its beautiful wood-clad barrel-vaulted ceiling, surrounded by mature trees and wide-open water views, and imagine morning coffee as the lake wakes up, long family dinners outdoors and cocktails at sunset. Cowpen Lake is a multipurpose recreational lake ideal for boating, fishing and water skiing, and your private boat ramp means the next adventure can begin right from home. Car collectors, boating enthusiasts and hobbyists will appreciate an attached three-car garage plus an extraordinary detached six-car garage/workshop with a full bath, offering exceptional room for vehicles, boats, equipment, toys and projects. A separate 1BR/1BA, 676-square-foot guest residence with its own kitchen, bath, laundry and private entrance makes this property especially well-suited for multigenerational living, extended family and visiting friends, allowing everyone to enjoy their own space while still being together. With two wells, two septic systems, no association fees and a wonderfully private lakefront setting, this is more than a home. It is a place for family and friends to gather around the kitchen island, spend afternoons on the water and end the day together on the porch. Some furnishings may also be negotiated, creating the opportunity for a truly move-in-ready experience, whether you plan to make Cowpen Lake home year-round or simply arrive with your bags packed for weekends, holidays and summers at the lake. Some properties are simply places to live. This one feels like a place your family could return to for generations.

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The essentials

Built
2003
Price / sqft
$252
On market
12 days
Annual tax
$10,309
Flood zone
X · Low risk
Lot
37,026 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Waterfront
Lake Front
9 car garage
Boat
1.11 acres
Lot size
4,759 sqft
Living area

Payment

Est. monthly payment
$7,712/mo
Down payment (20%)
$239,800
Property taxes
$859/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
37,026 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Boat, Driveway, Garage Door Opener, Oversized, Workshop in Garage
Waterfront
Lake Front
Days on Market
12
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Entrance
Dishwasher
Dryer
Gas Water Heater
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,309
Parcel #
21-10-23-0000-0071-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside Place
County
Putnam
MLS Area
32640 - Hawthorne
Lot Size
37,026 sqft

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #GC543799
$1,199,000
$252/sqft

Neighborhood

1857 State Road 20 #107
Hawthorne, FL, 32640 · 32640 - Hawthorne

Market insights

Offer Insights

Choose an offer strength

List price: $1,199,000
$1.18M – $1.20M
98.2% – 100% of listTops out right at the list price
80% of listList price
39 of the last 76 home closings in 32640 landed at this number or higher (51%). The median one sat 35 days before it went under contract, and this one is on day 12.

Sample: 76 closed home sales in 32640 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,712/mo
Principal & interest$6,253
Property taxes$859
Insurance$600
Down payment20% · $239,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,199,000

$252 per sq ft

Beds and baths

6 beds, 6 baths

Size

4,759 sq ft

Time on market

12 days

Year built

2003

Monthly payment

About $7,712/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,309 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byMATCHMAKER REALTY OF ALACHUA COUNTYListing agent: Adam Gurske, PAListing data from Stellar MLS, MLS# GC543799.

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