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Overview

3 bd2 ba1,553 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built2023
Lot4,400 sqft
Living area1,553 sqft
Price / sqft$186
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingDry BarL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

3307 Costello Cir is a 2023-built home in Villamar Ph Four, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,553 square feet of living space. Listed at $289,000 (about $186/sqft), 166 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

NEW PRICE on this move-in-ready Central Florida home! Offering modern upgrades, energy-efficient features, and desirable community amenities, this property delivers exceptional comfort, style, and value. The bright, open-concept floor plan features soaring ceilings, fresh interior paint, luxury vinyl plank flooring throughout the main living areas, and durable vinyl flooring in every bedroom. With no carpet anywhere, the home is easy to maintain and ideal for everyday Florida living. The updated kitchen is designed for cooking and entertaining, featuring quartz countertops, espresso cabinetry with crown molding, a spacious center island, and Samsung stainless steel appliances. The spacious primary suite includes a walk-in closet, dual vanities, and a private en-suite bathroom. Additional upgrades include a whole-home water softener and filtration system, custom blinds, ceiling fans, a programmable thermostat, energy-efficient windows and insulation, architectural shingles, and a Ring doorbell system. The washer and dryer are also included. Outside, enjoy a fully fenced backyard with updated landscaping, an irrigation system, and a covered patio perfect for outdoor dining, relaxing, or entertaining. A two-car garage provides additional parking and storage. Community amenities include a swimming pool and playground. Conveniently located in Central Florida, this updated home with a fenced yard, modern kitchen, no carpet, and community pool is ready for its next owner. Schedule your private showing today and take advantage of this new price before the opportunity is gone.

The essentials

Built
2023
Price / sqft
$186
On market
166 days
Annual tax
$4,645
HOA
$200/yr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
4,400 sqft lot
Lot size
1,553 sqft
Living area

Payment

Est. monthly payment
$2,056/mo
Down payment (20%)
$57,800
Property taxes
$387/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,400 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
166
Ceiling Fans(s)
Crown Molding
Dry Bar
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Window Treatments
Lighting
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Cooktop
Dishwasher
Exhaust Fan
Freezer
Microwave
Refrigerator
Water Filtration System
Water Purifier
Water Softener
Elementary
Garden Grove Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$4,645
Parcel #
26-29-23-690584-000860

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph Four
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,400 sqft
HOA
$200/yr
Villamar ph4/ Eric Moscow

Price history

Date
Event
Price
6/14/2026
Price change
Source: Stellar MLS #L4961494
$289,000-2.0%
$186/sqft
-
Price change
Source: Stellar MLS #L4961494
$294,900-1.7%
$190/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #L4961494
$299,900
$193/sqft

Neighborhood

3307 Costello Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $289,000
$287,500 – $289,000
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 351 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 166 after a $10,900 cut.

Sample: 351 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,056/mo
Principal & interest$1,507
Property taxes$387
Insurance$145
HOA$17
Down payment20% · $57,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,000

$186 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,553 sq ft

Time on market

166 days

Year built

2023

Monthly payment

About $2,056/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,645 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by Villamar ph4/ Eric Moscow.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Michael HochadelListing data from Stellar MLS, MLS# L4961494.

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