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Overview

3 bd4 ba1,675 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1956
Lot18,295 sqft
Living area1,675 sqft
Price / sqft$232
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatLighting

228 W Lake Ina Dr is a 1956-built home in Eloise Woods Lake Roy Un, Winter Haven. Inside you'll find 3 bedrooms, 4 bathrooms, and 1,675 square feet of living space. Listed at $389,000 (about $232/sqft), 67 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Welcome to lakefront living on beautiful Lake Ina in Winter Haven! This 3 bedroom, 4 bathroom pool home with NO HOA offers generously sized bedrooms, wood flooring throughout the living areas and bedrooms, and tile in the kitchen and bathrooms. The kitchen features granite countertops, wood cabinetry, a tile backsplash and a convenient breakfast bar. Two of the bathrooms showcase charming retro styling, adding unique character to the home. Two large picture windows frame peaceful lake views and fill the interior with natural light. Step outside and experience the Florida waterfront lifestyle, with opportunities to spend your days boating, fishing, water skiing or simply relaxing by the water and enjoying the views. Designed for outdoor living and entertaining, the property includes a covered deck, covered patio, outdoor kitchen, outdoor shower and a large swimming pool surrounded by an impressive 57 by 63 foot paver patio, along with a pool bath. Whether hosting poolside gatherings, launching out for a day on the lake or unwinding by the water at sunset, this home offers a true lakefront retreat!

The essentials

Built
1956
Price / sqft
$232
On market
67 days
Annual tax
$3,764
Flood zone
AE
Lot
18,295 sqft
Type
Single Family Residence

At a glance

Single family
Built 1956
Waterfront
Lake Front
Private pool
In Ground
1 car garage
0.42 acres
Lot size

Payment

Est. monthly payment
$2,537/mo
Down payment (20%)
$77,800
Property taxes
$314/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1956
Lot
18,295 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Lake Front
Days on Market
67
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Lighting
Outdoor Kitchen
Storage
Dishwasher
Microwave
Range
Refrigerator
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,764
Parcel #
26-28-34-660000-001210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Eloise Woods Lake Roy Un
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
18,295 sqft
LandscapedLevelPaved

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #L4963984
$389,000-4.0%
$232/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #L4963984
$405,000
$242/sqft

Neighborhood

228 W Lake Ina Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
219 of the last 347 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 67 after a $16,000 cut.

Sample: 347 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,537/mo
Principal & interest$2,029
Property taxes$314
Insurance$195
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$232 per sq ft

Beds and baths

3 beds, 4 baths

Size

1,675 sq ft

Time on market

67 days

Year built

1956

Monthly payment

About $2,537/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,764 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTYListing agent: Casandra VannListing data from Stellar MLS, MLS# L4963984.

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