20280 Shoreline Ranch Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$1,600/yr
Lot43,255 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsGated Community - No Guard

20280 Shoreline Ranch Ln is a home in Shoreline Ranch, Umatilla. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,600 annually.

From the listing

Build your dream home on this prime vacant lot in Shoreline Ranch, a gated community in Central Florida offering a rare combination of space, privacy, and lake lifestyle. Set on just under an acre, this homesite offers views of Lake Dalhousie from your future front porch! What makes Shoreline Ranch unique is that you don’t have to choose between a neighborhood setting and access to the water. Residents enjoy private access to Lake Dalhousie via a convenient community boat ramp, where this spring-fed, sandy-bottom lake is ideal for boating, fishing, and year-round water sports. This particular lot stands out as one of the most desirable in the community, offering a rare combination of natural beauty and privacy. The rear of the property overlooks a scenic pond, while conservation land along the right side ensures no immediate neighbor. Buyers have the flexibility to build with Precision Builders of Central Florida using thoughtfully designed plans already in place, bring a fully custom design, or work with an approved builder of their choice. Location is also a driver, as Shoreline Ranch is nearby all major conveniences, like: Publix, major dining and restaurants, and downtown Mount Dora. Call today to schedule a private tour.

The essentials

On market
228 days
Annual tax
$1,614
HOA
$1,600/yr
Flood zone
X · Low risk
Lot
43,255 sqft
Type
Land

At a glance

Land
Waterfront
Pond
0.90 acres
Lot size

Payment

Est. monthly payment
$1,782/mo
Down payment (20%)
$53,000
Property taxes
$134/mo
HOA
$1,600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
43,255 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Pond
Days on Market
228
Deed Restrictions
Gated Community - No Guard
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,614
Parcel #
21-18-27-0010-000-02700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shoreline Ranch
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
43,255 sqft
Paved
HOA
$1,600/yr
Shoreline Ranch HOA / Fahed Sydney

Price history

Date
Event
Price
2/26/2026
Listed for sale
Source: Stellar MLS #O6389874
$265,000

Neighborhood

20280 Shoreline Ranch Ln
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Calculator

Est. monthly payment
$1,782/mo
Principal & interest$1,382
Property taxes$134
Insurance$133
HOA$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

Time on market

228 days

Monthly payment

About $1,782/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,614 annual tax bill, insurance, and the $1,600/yr HOA fee.

HOA fee

$1,600/yr

Managed by Shoreline Ranch HOA / Fahed Sydney.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6389874.

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