1746 Hummingbird Rd, photo 1
Active
1 / 28

Overview

3 bd2 ba1,593 sqft2 car garageSingle Family
TypeSingle Family
HOA$30/mo
Built2026
Lot6,970 sqft
Living area1,593 sqft
Price / sqft$210
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARMONY ON LAKE ELOISE PHASE 4
Type
Single Family Residence

True monthly carry

HOA
~$30/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanSmart HomeStone CountersThermostatWalk-in Closet(s)Window TreatmentsLightingSidewalk

1746 Hummingbird Rd is a 2026-built home in Harmony On Lake Eloise Phase 4, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,593 square feet of living space. Listed at $333,990 (about $210/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $30 monthly.

From the listing

Under Construction. The Astor is one of our one-story floorplans featured in Harmony at Lake Eloise in Winter Haven, Florida. With 3 exteriors to choose from, the Astor is sure to turn heads. Inside this 3 bedroom, 2 bathroom home, you’ll find 1,565 square feet of comfortable living. This home offers a two-car garage and covered porch in the rear of the home. As you enter, you're greeted with a spacious living area, coat and linen storage closets and dedicated laundry room. The kitchen located in the center of the home features quartz countertops, an island, stainless steel appliances and a pantry. You’ll never be too far from the action with the living and dining area to the immediate left and right. The primary bedroom has an attached bathroom that features a walk-in closet, double sink vanity and all the space you need to get ready in the morning. Every bedroom features carpeted floors and a closet. Whether these rooms become bedrooms, office spaces, or other bonus rooms, there is sure to be comfort. Like all homes in Harmony at Lake Eloise, the Astor includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$210
On market
71 days
Annual tax
$2,606
HOA
$30/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
Garage Faces Rear
6,970 sqft lot
Lot size
1,593 sqft
Living area

Payment

Est. monthly payment
$2,156/mo
Down payment (20%)
$66,798
Property taxes
$217/mo
HOA
$30/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Faces Rear
Days on Market
71
Open Floorplan
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Clubhouse
Community Mailbox
Fitness Center
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
John Snively Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,606
Parcel #
26-29-04-664017-000280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony On Lake Eloise Phase 4
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,970 sqft
City LimitsLandscapedPaved
HOA
$30/mo
Leland Management, Inc

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6430644
$333,990+7.7%
$210/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #O6430644
$309,990
$195/sqft

Neighborhood

1746 Hummingbird Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $333,990
$332,500 – $333,990
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 71.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,156/mo
Principal & interest$1,742
Property taxes$217
Insurance$167
HOA$30
Down payment20% · $66,798
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$333,990

$210 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,593 sq ft

Time on market

71 days

Year built

2026

Monthly payment

About $2,156/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,606 annual tax bill, insurance, and the $30/mo HOA fee.

HOA fee

$30/mo

Managed by Leland Management, Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF CENTRAL FLORIDA LLCListing agent: Stephen ClineListing data from Stellar MLS, MLS# O6430644.

Keep exploring Florida

Pick up where you left off, or see what else is out there.