Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
Open house
Sunday, Oct 11 · 12:00 PM to 5:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- LAKESIDE AT SATILLA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$110/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5090 Salado Dr is a 2026-built home in Lakeside At Satilla, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,051 square feet of living space. Listed at $449,990 (about $219/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.
Under Construction. With 2,051 square feet of thoughtfully planned space, the Talbot floorplan is perfectly arranged for easy everyday living. A welcoming front porch and foyer lead to bedrooms 2 and 3, which are tucked away with their own full bath for maximum privacy before you proceed to the versatile flex room. The home then opens up into a combined Great Room, dining, and kitchen area, where a large corner pantry and breakfast bar keep things streamlined. Step out onto the large, covered lanai to take meals and conversations outdoors, or retreat to the private owner’s suite, which features a dual-sink bath and a large walk-in closet.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,990
$219 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,051 sq ft
Time on market
29 days
Year built
2026
Monthly payment
About $3,263/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $110/mo HOA fee.
HOA fee
$110/mo
Managed by Steven Ervin.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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