Overview
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Open house
Sunday, Oct 11 · 1:00 PM to 3:00 PM
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PINE GROVE RESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$120/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
6080 River Farm Ave is a 2026-built home in Pine Grove Reserve, St Cloud. Inside you'll find 5 bedrooms, 5 bathrooms, and 2,856 square feet of living space. Listed at $474,990 (about $166/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $360 quarterly.
Under Construction. ***GRAND OPENING OCTOBER 3RD!*** Discover the Chester E on Lot 92 at 6080 River Farm Ave in Pine Grove Reserve. Offering 5 BEDROOMS and 4 FULL BATHS, this spacious home is designed for flexible living and effortless entertaining. A MAIN LEVEL BEDROOM welcomes guests, while the open living areas flow around a spacious KITCHEN ISLAND. Upstairs, enjoy a versatile LOFT plus an ADDITIONAL GUEST ROOM WITH EN SUITE for added privacy. Step outside to the LANAI and embrace the Florida lifestyle. Enjoy a convenient St. Cloud location near US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground. Similar-home photos shown; colors, options and finishes may vary. Grand opening opportunities are limited—schedule your tour today and ask about current incentives!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$474,990
$166 per sq ft
Beds and baths
5 beds, 5 baths
Size
2,856 sq ft
Time on market
16 days
Year built
2026
Monthly payment
About $3,247/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,950 annual tax bill, insurance, and the $360/qtr HOA fee.
HOA fee
$360/qtr
Managed by EXTREME MANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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