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About this home
2835 Harmonia Hammock Rd is a 2021-built home in Villages At Harmony Ph 1b, St Cloud. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,626 square feet of living space. Listed at $460,000 (about $175/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.
Make your next move with $12,000 toward closing costs, plus an additional brokerage credit of your loan amount when financing through the preferred lender. Incentives are subject to the terms and limitations below. Welcome to 2835 Harmonia Hammock Road in St. Cloud, where an open layout, a spacious kitchen, and inviting gathering spaces bring everyday comfort together. The kitchen anchors the main living area with granite countertops, stainless steel appliances, ample cabinetry, and a generous island with seating. Its connection to the dining and living areas makes everything from morning coffee to dinner with guests feel effortless. Neutral tile flooring throughout the main living areas offers a clean backdrop for your personal style, complemented by recessed lighting. Sliding glass doors lead to the backyard, providing space for outdoor relaxation, dining, or your next landscaping project. The two-story layout offers flexibility for everyday living, while an attached two-car garage and spacious driveway add practical convenience. Schedule your private showing today and request the details on both closing-cost incentives.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 133 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$460,000
$175 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,626 sq ft
Time on market
3 days
Year built
2021
Monthly payment
About $3,268/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,225 annual tax bill, insurance, and the $110/qtr HOA fee.
HOA fee
$110/qtr
Managed by Harmony West HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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