12220 SE 172nd Ln, photo 1
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Overview

3 bd2 ba1,330 sqft2 car garageSingle Family
TypeSingle Family
HOA$152/mo
Built2006
Lot9,583 sqft
Living area1,330 sqft
Price / sqft$203
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomPrivate MailboxRain GuttersClubhouseDeed RestrictionsDog Park

12220 SE 172nd Ln is a 2006-built home in Stonecrest, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,330 square feet of living space. Listed at $269,999 (about $203/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $152 monthly.

From the listing

Welcome to 12220 SE 172nd Lane, Summerfield, FL – Located in the Desirable Stonecrest Golf Community! Experience the perfect blend of comfort and convenience in this beautifully maintained home located in the highly sought-after Stonecrest golf community. This home features a brand-new roof (July 2026), a new A/C system (2025), a 5-year-old water heater, and updated flooring and carpet (2021). For added comfort, energy efficiency, and privacy, all windows are equipped with solar window film, helping reduce heat while protecting your interior from the Florida sun. With these major updates already completed, you can move in with confidence and simply start enjoying the Florida lifestyle. Inside, you'll find a bright, welcoming floor plan with spacious living areas, abundant natural light, and an easy flow that's perfect for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, while the adjoining dining and living areas create an inviting atmosphere for gathering with family and friends. Step outside and enjoy your private outdoor space, perfect for relaxing with your morning coffee or unwinding after a day of golf, swimming, or exploring the community. Living in Stonecrest means enjoying an exceptional array of amenities, including a beautiful golf course, three outdoor swimming pools, one indoor pool, and an active lifestyle with countless opportunities to socialize, stay fit, and enjoy everything this premier community has to offer. Conveniently located just minutes from The Villages, shopping, dining, medical facilities, and entertainment; this home offers the perfect combination of low-maintenance living and everyday convenience. Whether you're looking for a full-time residence or a seasonal retreat, this move-in-ready home is ready to welcome you. Schedule your private showing today and discover why Stonecrest is one of Central Florida's most desirable active adult communities! Feature Highlights: Brand-New Roof (July 2026) - New A/C (2025) - Water Heater (Approx. 5 Years Old) - Flooring & Carpet Updated in 2021 - Solar Window Film on All Windows for Energy Efficiency & Privacy - Located in the Stonecrest Golf Community - 3 Outdoor Pools + 1 Indoor Pool - Minutes to The Villages, Shopping, Dining & Medical Facilities

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The essentials

Built
2006
Price / sqft
$203
On market
79 days
Annual tax
$2,030
HOA
$152/mo
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
9,583 sqft lot
Lot size
1,330 sqft
Living area

Payment

Est. monthly payment
$1,864/mo
Down payment (20%)
$54,000
Property taxes
$169/mo
HOA
$152/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
9,583 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
79
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Private Mailbox
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Park
Pool
Racquetball
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,030
Parcel #
6275-202-010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonecrest
County
Marion
MLS Area
34491 - Summerfield
Lot Size
9,583 sqft
HOA
$152/mo
Carmel Knight

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #OM729079
$269,999-1.8%
$203/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #OM729079
$274,999
$207/sqft

Neighborhood

12220 SE 172nd Ln
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $269,999
$265,000 – $269,999
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 79 after a $5,000 cut.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,864/mo
Principal & interest$1,408
Property taxes$169
Insurance$135
HOA$152
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$269,999

$203 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,330 sq ft

Time on market

79 days

Year built

2006

Monthly payment

About $1,864/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,030 annual tax bill, insurance, and the $152/mo HOA fee.

HOA fee

$152/mo

Managed by Carmel Knight.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEXP REALTY LLCListing agent: Cristine KeltyListing data from Stellar MLS, MLS# OM729079.

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