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Overview

3 bd3 ba2,592 sqft2 car garageSingle Family
TypeSingle Family
HOA$550/yr
Built1992
Lot13,116 sqft
Living area2,592 sqft
Price / sqft$158
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatLightingGolf Carts OKBuilt-in OvenCooktopDishwasherDisposalGas Water Heater

742 Santa Maria Dr is a 1992-built home in Overlook Estates East, Winter Haven. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,592 square feet of living space. Listed at $409,900 (about $158/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $550 annually.

From the listing

This Awesome 3 bedroom 3 bath home is ready for its you!!. Located in a GREAT gated community in off of Overlook Drive in SE Winter Haven this one has the perfect combination of location, and comfort. Check out the kitchen with nice countertops and wood cabinets. The rooms have great windows offering abundant natural light, and space for everyone. The 3 way split bedroom plan offers form, and function. The spacious yard offers peace, and privacy with no home in your back yard, Roof replaced in 2004.Check out this sweet property today. Step inside and you will love. Make it yours!!

The essentials

Built
1992
Price / sqft
$158
On market
25 days
Annual tax
$2,660
HOA
$550/yr
Flood zone
X · Low risk
Lot
13,116 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
Waterfront
Pond
2 car garage
Garage Door Opener
0.30 acres
Lot size
2,592 sqft
Living area

Payment

Est. monthly payment
$2,611/mo
Down payment (20%)
$81,980
Property taxes
$222/mo
HOA
$550/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
13,116 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Waterfront
Pond
Days on Market
25
Thermostat
Lighting
Golf Carts OK
Built-in Oven
Cooktop
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Tankless Water Heater
Washer
Elementary
Elbert Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,660
Parcel #
26-28-35-662930-000140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Overlook Estates East
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
13,116 sqft
Cleared
HOA
$550/yr
Matt Davis, Treasurer

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #P4939917
$409,900
$158/sqft

Neighborhood

742 Santa Maria Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $409,900
$407,500 – $409,900
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 353 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 25.

Sample: 353 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,610/mo
Principal & interest$2,138
Property taxes$222
Insurance$205
HOA$46
Down payment20% · $81,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$409,900

$158 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,592 sq ft

Time on market

25 days

Year built

1992

Monthly payment

About $2,611/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,660 annual tax bill, insurance, and the $550/yr HOA fee.

HOA fee

$550/yr

Managed by Matt Davis, Treasurer.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCROSBY & ASSOCIATES, INC.Listing agent: Rick HemenwayListing data from Stellar MLS, MLS# P4939917.

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