9118 Optimist Way, photo 1
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Overview

4 bd3 ba2,286 sqft2 car garageSingle Family
TypeSingle Family
HOA$667/qtr
Built2025
Lot4,800 sqft
Living area2,286 sqft
Price / sqft$162
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 11 · 12:00 PM to 4:00 PM

About this home

Primarybedroom UpstairsWalk-in Closet(s)DishwasherDisposalMicrowaveRange

9118 Optimist Way is a 2025-built home in Southpointe, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,286 square feet of living space. Listed at $369,999 (about $162/sqft), 326 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $667 quarterly.

From the listing

****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Welcome to Innovation at Southpointe! This stunning two-story home offers 2,286 square feet of thoughtfully designed living space and a spacious two-car garage. Step inside through the inviting foyer, where you’ll find access to the fourth bedroom and full bath, perfect for guests or a private home office. Continue into the heart of the home and discover an open-concept layout featuring a great room, dining area, and a modern kitchen ideal for entertaining. A sliding glass door off the dining space leads to a private patio, creating the perfect spot to enjoy the beautiful Florida outdoors. Upstairs, retreat to the luxurious owner’s suite, complete with a walk-in closet and en-suite bath. Two additional bedrooms share a full bathroom, and the conveniently located laundry room makes everyday living a breeze.

The essentials

Built
2025
Price / sqft
$162
On market
326 days
Annual tax
$500
HOA
$667/qtr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
4,800 sqft lot
Lot size
2,286 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,379/mo
Down payment (20%)
$74,000
Property taxes
$42/mo
HOA
$667/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
4,800 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
326
Primarybedroom Upstairs
Walk-in Closet(s)
Dishwasher
Disposal
Microwave
Range
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$500
Parcel #
646010459

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southpointe
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
HOA
$667/qtr
ACCESS MANAGEMENT / JULIA JENSEN

Price history

Date
Event
Price
9/12/2026
Price change
Source: Stellar MLS #R4910278
$369,999-5.1%
$162/sqft
-
Price change
Source: Stellar MLS #R4910278
$389,999-8.6%
$171/sqft
11/19/2025
Listed for sale
Source: Stellar MLS #R4910278
$426,574
$187/sqft

Neighborhood

9118 Optimist Way
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $369,999
$365,000 – $369,999
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 326 after a $56,575 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,379/mo
Principal & interest$1,930
Property taxes$42
Insurance$185
HOA$222
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$369,999

$162 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,286 sq ft

Time on market

326 days

Year built

2025

Monthly payment

About $2,379/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $667/qtr HOA fee.

HOA fee

$667/qtr

Managed by ACCESS MANAGEMENT / JULIA JENSEN.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIWEST REALTY GROUP, LLCListing agent: Elizabeth StephensListing data from Stellar MLS, MLS# R4910278.

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