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Overview

5 bd5 ba4,166 sqftSingle Family
TypeSingle Family
HOANone listed
Built1965
Lot13,500 sqft
Living area4,166 sqft
Price / sqft$138

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)SidewalkDryer

18853 Tracer Dr is a 1965-built home in Tracers Lake Keen Estates Uni, Lutz. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,166 square feet of living space. Listed at $575,000 (about $138/sqft), 177 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Located in an established area of Lutz, this expansive 5-bedroom, 4.5-bath residence offers over 4,000 square feet of living space with a layout designed for flexibility, comfort, and everyday livability. From the moment you enter, the home opens into a bright, flowing interior with multiple living areas that adapt to a variety of lifestyles. The presence of dual primary suites creates options rarely found at this scale—whether for extended household living, long-term guests, or simply the ability to spread out and live with ease. The main primary suite is positioned to take full advantage of the home’s setting, overlooking a pond with direct access to a private patio. The space is complemented by dual vanities, an oversized walk-in shower, and a generously sized walk-in closet, designed for both function and comfort. The kitchen features newer cabinetry, granite countertops, and stainless steel appliances, offering a clean and practical space that connects naturally to the main living areas. Additional updates include flooring, electrical, and plumbing, contributing to a home that is ready to be enjoyed without immediate projects. Outdoors, the pond and private dock create a quiet backdrop that adds depth to the property, while the yard provides usable space. With no HOA restrictions, the property offers a level of flexibility that is increasingly limited in the area. Optional access to ski-friendly Lake Keen, located just a few blocks away, adds another dimension for those who enjoy time on the water. Conveniently located with access to Tampa, major roadways, shopping, and dining, this home brings together space, setting, and versatility in a way that is not often available in one property. If you’re looking for: space that actually works, flexibility for real life, a setting that feels different from everything else - you should see this one.

The essentials

Built
1965
Price / sqft
$138
On market
177 days
Annual tax
$6,540
Flood zone
X* · Low risk
Lot
13,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
0.31 acres
Lot size
4,166 sqft
Living area

Payment

Est. monthly payment
$3,832/mo
Down payment (20%)
$115,000
Property taxes
$545/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
13,500 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
177
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Sidewalk
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X*
Annual Tax (2025)
$6,540
Parcel #
U-07-27-19-19Y-000000-00034.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tracers Lake Keen Estates Uni
County
Hillsborough
MLS Area
33549 - Lutz
Lot Size
13,500 sqft

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #TB8496978
$575,000-8.0%
$138/sqft
-
Price change
Source: Stellar MLS #TB8496978
$625,000-7.4%
$150/sqft
4/16/2026
Listed for sale
Source: Stellar MLS #TB8496978
$675,000+87.5%
$162/sqft
8/1/2017
Sold
Source: Hillsborough County Public Record
$360,000
$86/sqft

Neighborhood

18853 Tracer Dr
Lutz, FL, 33549 · 33549 - Lutz

Market insights

Offer Insights

Choose an offer strength

List price: $575,000
$570,000 – $575,000
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 76 home closings in 33549 landed at this number or higher (53%). The median one sat 26 days before it went under contract, and this one is on day 177 after a $100,000 cut.

Sample: 76 closed home sales in 33549 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,831/mo
Principal & interest$2,999
Property taxes$545
Insurance$288
Down payment20% · $115,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$575,000

$138 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,166 sq ft

Time on market

177 days

Year built

1965

Monthly payment

About $3,832/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,540 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREALTY ONE GROUP ADVANTAGEListing agent: Alla GiovincoListing data from Stellar MLS, MLS# TB8496978.

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