What it really costs to own in Florida.
Bay at Cypress Creek HOA fees
Wesley Chapel, Pasco County · 33544
Homes in Bay at Cypress Creek (Wesley Chapel) pay a median $5,148 a year in HOA dues, about $429 a month, based on 13 listings. Half fall between $5,076 and $5,160. None of the listings we reviewed report a CDD.
What the dues cover
- Pool100% of listings
- Maintenance Grounds85% of listings
- Water69% of listings
- Sewer62% of listings
- Cable TV54% of listings
- Maintenance Structure54% of listings
Amenities listed: Gated, Pool.
Live inventory
For sale in Bay at Cypress Creek right now
5 active listings
Bay at Cypress Creek cost questions
How much are HOA fees in Bay at Cypress Creek?
Homes in Bay at Cypress Creek (Wesley Chapel) pay a median $5,148 a year in HOA dues, about $429 a month, based on 13 listings. Half fall between $5,076 and $5,160.
Does Bay at Cypress Creek have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Bay at Cypress Creek, before the mortgage?
HOA and property tax come to about $743 a month at the medians (property tax median $3,762 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Bay at Cypress Creek from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 13 addressesin subdivisions matching “BAY AT CYPRESS CREEK”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Arbor Woods / NorthwoodWesley Chapel · HOA $1,596/yr
- Seven OaksWesley Chapel · HOA $133/yr · CDD $1,926/yr
- NorthwoodWesley Chapel · HOA $160/yr · CDD $1,351/yr
- StagecoachLand O Lakes · HOA $1,390/yr
- VolantiLutz · HOA $3,600/yr
- Edgewater at Grand OaksLand O Lakes · HOA $2,880/yr
- Arbors / Wiregrass RanchWesley Chapel · HOA $3,606/yr · CDD $1,364/yr
- Carpenters RunLutz · HOA $600/yr
- Grand OaksLand O Lakes · HOA $1,260/yr
- Persimmon ParkWesley Chapel · HOA $1,701/yr · CDD $2,194/yr
- Persimmon PlaceWesley Chapel · HOA $1,616/yr · CDD $1,619/yr
- Oak GroveLutz · HOA $245/yr
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