Costs of owning

What it really costs to own in Florida.

Grand Oaks HOA fees

Land O Lakes, Pasco County · 34639

Homes in Grand Oaks (Land O Lakes) pay a median $1,260 a year in HOA dues, about $105 a month, based on 31 listings. Half fall between $1,260 and $1,260. None of the listings we reviewed report a CDD.

HOA, median
$1,260/yr
About $105 a month
CDD, median
None reported
Property tax, median
$5,317/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$548
HOA + tax at the medians

What the dues cover

  • Pool45% of listings

Amenities listed: Pool, Playground, Clubhouse, Fitness Center, Basketball Court, Park.

Live inventory

For sale in Grand Oaks right now

14 active listings

25500 Geddy Dr
Active
House for sale
$400,000
4 bed2 bath2,064 sqft0.19 acre lot
25500 Geddy Dr
Land O Lakes, FL, 34639
Brokered by BHHS FLORIDA PROPERTIES GROUP
4920 Trinidad Dr
Active
House for sale
$445,000
6 bed3 bath3,060 sqft0.17 acre lot
4920 Trinidad Dr
Land O Lakes, FL, 34639
Brokered by OPENDOOR BROKERAGE LLC
4700 Balsam Dr
Active
House for sale
$430,000
3 bed2 bath1,875 sqft0.29 acre lot
4700 Balsam Dr
Land O Lakes, FL, 34639
Brokered by DALTON WADE INC
25928 Crippen Dr
Active
House for sale
$327,000
3 bed2 bath1,500 sqft0.23 acre lot
25928 Crippen Dr
Land O Lakes, FL, 34639
Brokered by VINTAGE REAL ESTATE SERVICES
25546 Bruford Blvd
ActivePrice reduced
House for sale
$439,900
$10k
3 bed2 bath1,995 sqft0.22 acre lot
25546 Bruford Blvd
Land O Lakes, FL, 34639
Brokered by CHARLES RUTENBERG REALTY INC
4525 Winding River Way
ActivePrice reduced
Townhouse for sale
$254,500
$26k
3 bed3 bath1,880 sqft0.03 acre lot
4525 Winding River Way
Land O Lakes, FL, 34639
Brokered by FLORIDA COMMERCIAL GROUP
25956 Terrawood Loop
ActivePrice reduced
House for sale
$359,900
$10k
4 bed3 bath1,958 sqft0.26 acre lot
25956 Terrawood Loop
Land O Lakes, FL, 34639
Brokered by EXP REALTY LLC
4610 Winding River Way
ActivePrice reduced
Townhouse for sale
$225,000
$10k
2 bed3 bath1,296 sqft0.03 acre lot
4610 Winding River Way
Land O Lakes, FL, 34639
Brokered by RE/MAX PREMIER GROUP
See all 14 Grand Oaks homes

Grand Oaks cost questions

How much are HOA fees in Grand Oaks?

Homes in Grand Oaks (Land O Lakes) pay a median $1,260 a year in HOA dues, about $105 a month, based on 31 listings. Half fall between $1,260 and $1,260.

Does Grand Oaks have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Grand Oaks, before the mortgage?

HOA and property tax come to about $548 a month at the medians (property tax median $5,317 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Grand Oaks from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 32 addressesin subdivisions matching “GRAND OAKS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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