Costs of owning

What it really costs to own in Florida.

Lake Padgett Pines HOA fees

Land O Lakes, Pasco County · 34639

Homes in Lake Padgett Pines (Land O Lakes) pay a median $180 a year in HOA dues, about $15 a month, based on 5 listings. Half fall between $180 and $182. None of the listings we reviewed report a CDD.

HOA, median
$180/yr
About $15 a month
CDD, median
None reported
Property tax, median
$4,546/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$394
HOA + tax at the medians

What the dues cover

40% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Lake Padgett Pines cost questions

How much are HOA fees in Lake Padgett Pines?

Homes in Lake Padgett Pines (Land O Lakes) pay a median $180 a year in HOA dues, about $15 a month, based on 5 listings. Half fall between $180 and $182.

Does Lake Padgett Pines have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Lake Padgett Pines, before the mortgage?

HOA and property tax come to about $394 a month at the medians (property tax median $4,546 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Lake Padgett Pines from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 5 addressesin subdivisions matching “LAKE PADGETT PINES”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

Own in Lake Padgett Pines?

Get a real value review from our team.

We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.