What it really costs to own in Florida.
Esplanade at Starling HOA and CDD fees
Punta Gorda, Charlotte County · 33955
Homes in Esplanade at Starling (Punta Gorda) pay a median $4,596 a year in HOA dues, about $383 a month, based on 20 listings. Half fall between $4,464 and $4,740. 100% of listings with a known CDD status (20) report one, with a median $372 a year collected on the property tax bill.
What the dues cover
- Pool100% of listings
Amenities listed: Clubhouse, Fitness Center, Gated, Pool, Spa/Hot Tub.
Live inventory
For sale in Esplanade at Starling right now
12 active listings








Esplanade at Starling cost questions
How much are HOA fees in Esplanade at Starling?
Homes in Esplanade at Starling (Punta Gorda) pay a median $4,596 a year in HOA dues, about $383 a month, based on 20 listings. Half fall between $4,464 and $4,740.
Does Esplanade at Starling have a CDD?
Yes, most homes. 100% of the 20 listings with a known CDD status report one, and 20 gave an amount: a median $372 a year (range $312 to $408). Listings are a sample, not the district's records, so check the tax bill for the exact home. The CDD is billed on the property tax bill, not by the HOA. Part of it usually pays down bonds that end on a set date, while the operations part continues.
What does it cost each month to own in Esplanade at Starling, before the mortgage?
HOA and CDD come to about $414 a month at the medians. Not enough listings reported property tax to include it. Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Esplanade at Starling from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 20 addressesin subdivisions matching “ESPLANADE AT STARLING”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- TurnleafPunta Gorda · HOA $3,288/yr · CDD $2,287/yr
- Tern Bay Golf and Country Club ResidencePunta Gorda · CDD $2,507/yr
- Coach HomesPunta Gorda · CDD $2,195/yr
- Coral Lakes - Coral CreekPunta Gorda · HOA $840/yr · CDD $2,913/yr
- TerracePunta Gorda · HOA $6,396/yr · CDD $1,707/yr
- Heritage Landing Golf and Country ClubPunta Gorda · HOA $5,544/yr · CDD $1,867/yr
- Heritage LandingPunta Gorda · HOA $5,544/yr · CDD $1,867/yr
- Heritage StationPunta Gorda · HOA $1,194/yr
- Burnt Store Colony Mhp CoopPunta Gorda · HOA $3,264/yr
- Burnt Store VillagePunta Gorda · HOA $216/yr
- Seminole LakesPunta Gorda · HOA $1,884/yr
- Alligator Park CoopPunta Gorda · HOA $3,576/yr
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