Costs of owning

What it really costs to own in Florida.

Palms HOA fees

New Smyrna Beach, Volusia County · 32168

Homes in Palms (New Smyrna Beach) pay a median $1,140 a year in HOA dues, about $95 a month, based on 25 listings. Half fall between $950 and $1,140. None of the listings we reviewed report a CDD.

HOA, median
$1,140/yr
About $95 a month
CDD, median
None reported
Property tax, median
$4,660/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$483
HOA + tax at the medians

What the dues cover

  • Maintenance Grounds52% of listings
  • Common Area Taxes20% of listings

Amenities listed: Pickleball Court(s), Trail(s), Tennis Court(s), Golf Course, Playground, Pool.

52% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Palms cost questions

How much are HOA fees in Palms?

Homes in Palms (New Smyrna Beach) pay a median $1,140 a year in HOA dues, about $95 a month, based on 25 listings. Half fall between $950 and $1,140.

Does Palms have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Palms, before the mortgage?

HOA and property tax come to about $483 a month at the medians (property tax median $4,660 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Palms from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 29 addressesin subdivisions matching “PALMS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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