Costs of owning

What it really costs to own in Florida.

Whispering Sands HOA fees

Sarasota, Sarasota County · 34242

Homes in Whispering Sands (Sarasota) pay a median $17,796 a year in condo association dues, about $1,483 a month, based on 13 listings. Half fall between $16,776 and $18,792. None of the listings we reviewed report a CDD.

HOA, median
$17,796/yr
About $1,483 a month
CDD, median
None reported
Property tax, median
$5,579/yr
Seller's bill; resets after a sale
Monthly, before mortgage
$1,948
HOA + tax at the medians

HOA by home type

Townhomes and villas$21,516/yr4 listings
Condos$17,280/yr9 listings

Condos and townhomes usually pay more because their dues cover the building, roof or exterior insurance.

What the dues cover

  • Common Area Taxes100% of listings
  • Pool100% of listings
  • Escrow Reserves Fund100% of listings
  • Insurance100% of listings
  • Maintenance Structure100% of listings
  • Maintenance Grounds100% of listings

Amenities listed: Pool, Clubhouse, Fitness Center, Security, Shuffleboard Court, Wheelchair Access.

46% of listings report a second association (often a master HOA). The figures above don't include that second fee, so the total can be higher.

Live inventory

For sale in Whispering Sands right now

6 active listings

214 Hourglass Way #V-4
ActiveNew
House for sale
$659,000
2 bed2 bath1,528 sqft7.74 acre lot
214 Hourglass Way #V-4
Sarasota, FL, 34242
Brokered by THE REAL ESTATE STORE
20 Whispering Sands Dr #501
Active
Condo for sale
$1,199,000
2 bed2 bath1,282 sqft2.47 acre lot
20 Whispering Sands Dr #501
Sarasota, FL, 34242
Brokered by PREMIER SOTHEBY'S INTERNATIONAL REALTY
206 Hourglass Way #V10
ActivePrice reduced
House for sale
$600,000
$40k
2 bed2 bath1,462 sqft
206 Hourglass Way #V10
Sarasota, FL, 34242
Brokered by COLDWELL BANKER REALTY
225 Hourglass Way #106
ActivePrice reduced
Condo for sale
$500,000
$75k
2 bed2 bath1,271 sqft1.89 acre lot
225 Hourglass Way #106
Sarasota, FL, 34242
Brokered by COLDWELL BANKER REALTY
101 Whispering Sands Dr #107
ActivePrice reduced
Condo for sale
$450,000
$125k
2 bed2 bath1,271 sqft1.59 acre lot
101 Whispering Sands Dr #107
Sarasota, FL, 34242
Brokered by COLDWELL BANKER REALTY
225 Hourglass Way #103
ActivePrice reduced
Condo for sale
$550,000
$100k
2 bed2 bath1,271 sqft1.89 acre lot
225 Hourglass Way #103
Sarasota, FL, 34242
Brokered by COLDWELL BANKER REALTY
See all 6 Whispering Sands homes

Whispering Sands cost questions

How much are HOA fees in Whispering Sands?

Homes in Whispering Sands (Sarasota) pay a median $17,796 a year in condo association dues, about $1,483 a month, based on 13 listings. Half fall between $16,776 and $18,792.

Does Whispering Sands have a CDD?

None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.

What does it cost each month to own in Whispering Sands, before the mortgage?

HOA and property tax come to about $1,948 a month at the medians (property tax median $5,579 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.

Where do these numbers come from?

Stellar MLS via Repliers listings in Whispering Sands from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.

Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 13 addressesin subdivisions matching “WHISPERING SANDS”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.

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