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Overview

3 bd2 ba1,914 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot9,600 sqft
Living area1,914 sqft
Price / sqft$365
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone Counters

3518 Terin CT is a 1996-built home in Punta Gorda Isles Sec 15, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,914 square feet of living space. Listed at $699,000 (about $365/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

SAILBOAT WATER + NO FIXED BRIDGES + WIDE BASIN VIEWS + 35-FT DOCK + BOAT LIFT + HEATED POOL & SPA! Located in sought-after BURNT STORE ISLES, this Tim Towles-built 3-bedroom, 2-bath, 2-car garage pool home offers 1,914 sq ft of living space, 82 FEET OF WATER FRONTAGE, and an exceptional location at the end of a quiet cul-de-sac. Enjoy wide-open basin views overlooking a lush mangrove preserve and direct boating access with a short cruise to Charlotte Harbor and the Gulf. Designed to take full advantage of the waterfront setting, the home features soaring vaulted ceilings, an open split-bedroom floor plan, tile throughout, and expansive pocketing sliders that seamlessly connect the living area to the covered lanai. Outside, a HEATED POOL AND SPILLOVER SPA sit beneath a full screen enclosure overlooking the water, creating the perfect space for relaxing or entertaining. The kitchen features crisp white cabinetry with glass-front uppers, granite countertops, stone backsplash, under-cabinet lighting, stainless steel appliances, breakfast bar, built-in desk, and a sunny dinette overlooking the pool and water. A separate formal dining area provides additional space for entertaining. The primary suite offers a tray ceiling, direct lanai access, walk-in closet, and an updated bath with dual granite vanities, frameless glass walk-in shower, and private water closet. Two additional bedrooms, including one currently used as an office, share a full guest bath with a tub/shower combination. BOATERS WILL LOVE the 35-FT CONCRETE DOCK equipped with water and electric, along with a 7,000-LB BOAT LIFT, putting your boat just steps from the back door. Additional features include a 2018 A/C, 2018 pool heat pump, hurricane shutters for the lanai, inside laundry room with utility sink, irrigation system, gutters, and a leaded-glass front entry with sidelights and transom. Enjoy the waterfront lifestyle Burnt Store Isles is known for while remaining just minutes from historic downtown Punta Gorda, Harborwalk, waterfront dining, shopping, and all that Southwest Florida has to offer.

The essentials

Built
1996
Price / sqft
$365
On market
8 days
Annual tax
$6,449
Flood zone
AE
Lot
9,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Driveway
9,600 sqft lot
Lot size

Payment

Est. monthly payment
$4,533/mo
Down payment (20%)
$139,800
Property taxes
$537/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
9,600 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
8
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Private Mailbox
Rain Gutters
Storage
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$6,449
Parcel #
412320111004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 15
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
9,600 sqft
Cul-De-Sac

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #C7531279
$699,000
$365/sqft

Neighborhood

3518 Terin CT
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$680,000 – $699,000
96.9% – 100% of listTops out right at the list price
80% of listList price
137 of the last 273 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 8.

Sample: 273 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,533/mo
Principal & interest$3,646
Property taxes$537
Insurance$350
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$365 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,914 sq ft

Time on market

8 days

Year built

1996

Monthly payment

About $4,533/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,449 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7531279.

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