0 Monroe Ave Lot 12-17, photo 1
Active
1 / 9

Overview

0 baLand
TypeLand
HOANone listed
Lot23,958 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

0 Monroe Ave Lot 12-17 is a home in Rainbow Lake Estates, Hawthorne. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover the perfect blend of privacy and potential with this .55 acre property in peaceful Hawthorne, Florida. Tucked away from the hustle and bustle, this spacious lot offers endless possibilities to build your dream home surrounded by nature or subdivide into smaller parcels for future investment or multi family use. The property provides a quiet country setting with easy access to nearby lakes, outdoor recreation, and charming small town living while remaining a short drive to Gainesville, Palatka, and Keystone Heights. Whether you are an investor looking for flexibility or a homeowner ready to create your own retreat, this versatile piece of land is ready to make your vision a reality. No HOA and no timeline to build. Bring your plans, your imagination, and make it your own.

The essentials

On market
330 days
Annual tax
$145
Flood zone
X · Low risk
Lot
23,958 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$198/mo
Down payment (20%)
$6,500
Property taxes
$12/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
23,958 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
330
Flood Zone x
Annual Tax (2024)
$145
Parcel #
02-10-23-7651-0100-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Lake Estates
County
Putnam
MLS Area
32640 - Hawthorne
Lot Size
23,958 sqft

Price history

Date
Event
Price
1/29/2026
Price change
Source: Stellar MLS #FC314034
$32,500-13.3%
11/13/2025
Listed for sale
Source: Stellar MLS #FC314034
$37,500

Neighborhood

0 Monroe Ave Lot 12-17
Hawthorne, FL, 32640 · 32640 - Hawthorne

Calculator

Est. monthly payment
$198/mo
Principal & interest$170
Property taxes$12
Insurance$16
Down payment20% · $6,500
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$32,500

Time on market

330 days

Monthly payment

About $198/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $145 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Christopher SnowListing data from Stellar MLS, MLS# FC314034.

Keep exploring Florida

Pick up where you left off, or see what else is out there.