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Overview

4 bd3 ba2,510 sqft2 car garageSingle Family
TypeSingle Family
HOA$64/mo
Built2026
Lot4,080 sqft
Living area2,510 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CENTER LAKE ON THE PARK
Type
Single Family Residence

True monthly carry

HOA
~$64/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingEat-in KitchenOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)SidewalkCommunity Mailbox

1347 Lumpini St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,510 square feet of living space. Listed at $454,990 (about $181/sqft), 198 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.

From the listing

Under Construction. Discover this stunning new construction home at 1347 Lumpini Street in Saint Cloud. Built by M/I Homes, this thoughtfully designed 4-bedroom, 3-bathroom home offers 2,510 square feet of comfortable living space. The well-planned floorplan features an open-concept living space that seamlessly connects the kitchen, dining, and family areas, creating an ideal environment for daily life and entertaining. The owner's bedroom is conveniently located on the upper level, providing privacy and tranquility. Key Features: - 4 spacious bedrooms - 3 full bathrooms - 2,510 square feet of living space - An open-concept design - A spacious loft - A 2-car garage Saint Cloud offers an excellent location with convenient access to parks and recreational opportunities. The neighborhood provides a peaceful setting while maintaining proximity to shopping, dining, and entertainment options. The area's thoughtful development and quality design standards create an attractive environment for homeowners. This home represents an opportunity to move into a brand-new space with contemporary design elements and reliable construction. The floorplan maximizes functionality while maintaining an inviting atmosphere throughout the living spaces. Experience the benefits of new construction living in this well-appointed home that combines comfort, quality, and thoughtful design in Saint Cloud's desirable neighborhood setting.

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The essentials

Built
2026
Price / sqft
$181
On market
198 days
Annual tax
$2,692
HOA
$64/mo
Flood zone
X · Low risk
Lot
4,080 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
4,080 sqft lot
Lot size
2,510 sqft
Living area

Payment

Est. monthly payment
$2,889/mo
Down payment (20%)
$90,998
Property taxes
$224/mo
HOA
$64/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,080 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Rear
Days on Market
198
Crown Molding
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Sidewalk
Community Mailbox
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,692
Parcel #
32-25-31-0943-0001-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Center Lake On The Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
4,080 sqft
LandscapedSidewalkPaved
HOA
$64/mo
Atomos Living / Joey Arroy

Price history

Date
Event
Price
7/22/2026
Price change
Source: Stellar MLS #O6394090
$454,990-2.2%
$181/sqft
-
Price change
Source: Stellar MLS #O6394090
$464,990-3.1%
$185/sqft
3/27/2026
Listed for sale
Source: Stellar MLS #O6394090
$479,990
$191/sqft

Neighborhood

1347 Lumpini St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $454,990
$452,500 – $454,990
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 198 after a $25,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,889/mo
Principal & interest$2,373
Property taxes$224
Insurance$227
HOA$64
Down payment20% · $90,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,990

$181 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,510 sq ft

Time on market

198 days

Year built

2026

Monthly payment

About $2,889/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,692 annual tax bill, insurance, and the $64/mo HOA fee.

HOA fee

$64/mo

Managed by Atomos Living / Joey Arroy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS ADVANTAGE REALTYListing agent: Stacie Brown KellyListing data from Stellar MLS, MLS# O6394090.

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