

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$64/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1347 Lumpini St is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,510 square feet of living space. Listed at $454,990 (about $181/sqft), 198 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $64 monthly.
Under Construction. Discover this stunning new construction home at 1347 Lumpini Street in Saint Cloud. Built by M/I Homes, this thoughtfully designed 4-bedroom, 3-bathroom home offers 2,510 square feet of comfortable living space. The well-planned floorplan features an open-concept living space that seamlessly connects the kitchen, dining, and family areas, creating an ideal environment for daily life and entertaining. The owner's bedroom is conveniently located on the upper level, providing privacy and tranquility. Key Features: - 4 spacious bedrooms - 3 full bathrooms - 2,510 square feet of living space - An open-concept design - A spacious loft - A 2-car garage Saint Cloud offers an excellent location with convenient access to parks and recreational opportunities. The neighborhood provides a peaceful setting while maintaining proximity to shopping, dining, and entertainment options. The area's thoughtful development and quality design standards create an attractive environment for homeowners. This home represents an opportunity to move into a brand-new space with contemporary design elements and reliable construction. The floorplan maximizes functionality while maintaining an inviting atmosphere throughout the living spaces. Experience the benefits of new construction living in this well-appointed home that combines comfort, quality, and thoughtful design in Saint Cloud's desirable neighborhood setting.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$454,990
$181 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,510 sq ft
Time on market
198 days
Year built
2026
Monthly payment
About $2,889/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,692 annual tax bill, insurance, and the $64/mo HOA fee.
HOA fee
$64/mo
Managed by Atomos Living / Joey Arroy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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