What it really costs to own in Florida.
Conservatory / Hammock Beach HOA fees
Palm Coast, Flagler County · 32137
Homes in Conservatory / Hammock Beach (Palm Coast) pay a median $4,856 a year in HOA dues, about $405 a month, based on 7 listings. Half fall between $4,856 and $4,868. None of the listings we reviewed report a CDD.
What the dues cover
- Internet57% of listings
- Maintenance Grounds57% of listings
- Private Road57% of listings
- Guard - 24 Hour43% of listings
- Cable TV43% of listings
- Security43% of listings
Amenities listed: Gated, Golf Course, Maintenance.
Live inventory
For sale in Conservatory / Hammock Beach right now
15 active listings
Conservatory / Hammock Beach cost questions
How much are HOA fees in Conservatory / Hammock Beach?
Homes in Conservatory / Hammock Beach (Palm Coast) pay a median $4,856 a year in HOA dues, about $405 a month, based on 7 listings. Half fall between $4,856 and $4,868.
Does Conservatory / Hammock Beach have a CDD?
None of the listings we reviewed report a CDD. Check the tax bill on any home you're serious about: a CDD shows up there as a separate assessment.
What does it cost each month to own in Conservatory / Hammock Beach, before the mortgage?
HOA and property tax come to about $1,107 a month at the medians (property tax median $8,422 a year). Insurance and the mortgage come on top. Property tax resets after a sale under Florida's homestead rules, so a buyer's bill can be higher than the seller's.
Where do these numbers come from?
Stellar MLS via Repliers listings in Conservatory / Hammock Beach from January 2026 to October 2026: homes for sale now plus closed sales in that period, one data point per address (rentals excluded). Fees are converted to annual figures. Individual homes vary by association and home type, so confirm the exact fee on any home before you make an offer.
Source: Stellar MLS via Repliers, January 2026 to October 2026. Medians from 7 addressesin subdivisions matching “CONSERVATORY/HAMMOCK BEACH”, phases combined. Listing data is reported by listing agents and can be out of date. Updated 2026-10-11.
Compare nearby communities
- Matanzas LakesPalm Coast · HOA $2,280/yr
- Sea ColonyPalm Coast · HOA $3,000/yr
- TrailsPalm Coast · HOA $984/yr · CDD $378/yr
- Matanzas CovePalm Coast · HOA $1,656/yr
- SanctuaryPalm Coast · HOA $1,980/yr
- Lakeside / Matanzas ShoresPalm Coast · HOA $304/yr
- Sawmill Crk / Palm Coast ParkPalm Coast · HOA $429/yr · CDD $1,699/yr
- Dupont EstatesPalm Coast · HOA $9,000/yr
- Surf ClubPalm Coast · HOA $8,544/yr
- Sawmill Branch / Palm Coast Park PPalm Coast · HOA $249/yr · CDD $2,302/yr
- Hammock BeachPalm Coast · HOA $15,430/yr
- Hammock Beach ClubPalm Coast · HOA $18,854/yr
Get a real value review from our team.
We'll pull the recent sales in your community and tell you what your home would sell for today. No obligation.